1. Security: Include when the loan is secured by any assets or guarantees

2. Death or Incapacity: Include provisions for what happens if either party dies or becomes incapacitated

3. Assignment: Include if there's a possibility of transferring the loan obligations

4. Modification of Terms: Include if parties want flexibility to modify terms by mutual consent

5. Co-signers: Include when there are additional family members acting as guarantors

6. Dispute Resolution: Include specific arbitration or mediation procedures if desired

7. Acceleration Clause: Include conditions under which the entire loan becomes immediately due

8. Tax Implications: Include when the loan amount is substantial enough to have tax consequences

1. Schedule A - Loan Details: Details of the loan amount, repayment schedule, and payment methods

2. Schedule B - Payment Schedule: Detailed breakdown of payment dates and amounts if being paid in installments

3. Schedule C - Security Details: Description of any assets provided as security (if applicable)

4. Appendix 1 - Proof of Relationship: Documentation proving family relationship between parties

5. Appendix 2 - Financial Statement: Current financial statement of borrower (if required)