1. Security: Required if the loan is secured, detailing the nature and terms of security

2. Guarantees: Required if there are personal or corporate guarantees for the loan

3. Insurance: Required if specific insurance coverage is mandatory for the borrower

4. Assignment and Transfer: Include if either party may assign or transfer their rights

5. Force Majeure: Include for protection against unforeseen circumstances affecting performance

6. Anti-Money Laundering Provisions: Required for high-value loans or when mandated by bank policy

7. Environmental Compliance: Required for projects with environmental impact

8. Subordination: Required if there are multiple lenders or existing debt

9. Account Operation: Required if specific accounts need to be maintained for the loan

1. Schedule 1 - Facility Details: Detailed breakdown of the loan amount, purpose, and any tranches

2. Schedule 2 - Conditions Precedent Documents: List of all documents required before disbursement

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule with payment dates and amounts

4. Schedule 4 - Security Details: Comprehensive description of all security being provided

5. Schedule 5 - Fee Schedule: Breakdown of all fees, charges, and their calculation method

6. Schedule 6 - Form of Disbursement Request: Template for requesting loan disbursements

7. Schedule 7 - Compliance Certificate: Template for periodic compliance reporting

8. Appendix A - Corporate Authorizations: Copies of board resolutions and other corporate approvals

9. Appendix B - Security Documents: Copies of all security-related documents

10. Appendix C - Financial Covenants Calculations: Formulas and methods for calculating financial covenants