The Margin Loan Agreement is essential for financial institutions providing credit facilities against securities in India. It is used when investors seek leverage for their securities portfolio while maintaining compliance with regulatory requirements. The agreement must conform to SEBI's Margin Trading Facility Guidelines and RBI regulations, establishing clear parameters for margin maintenance, collateral requirements, and default procedures. It includes comprehensive provisions for risk management, including specific trigger events for margin calls and liquidation procedures. This document is particularly crucial in the Indian context where margin trading is subject to strict regulatory oversight and specific compliance requirements.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the lender (financial institution) and borrower, including their registered addresses and regulatory details
2. Background: Context of the margin lending facility, purpose, and regulatory framework under which it is provided
3. Definitions: Detailed definitions of terms including Margin Requirements, Eligible Securities, Maintenance Margin, Margin Call, etc.
4. Facility Terms: Details of the margin loan facility including amount, purpose, duration, and drawdown conditions
5. Interest and Fees: Interest rate, calculation method, payment schedule, and applicable fees
6. Security and Collateral: Details of securities pledged, collateral requirements, and maintenance margin obligations
7. Margin Maintenance: Specific requirements for maintaining margin levels, valuation methods, and margin call procedures
8. Representations and Warranties: Standard and specific representations by borrower regarding capacity, authority, and compliance
9. Covenants: Ongoing obligations of the borrower including financial covenants and reporting requirements
10. Events of Default: Circumstances constituting default and consequences thereof
11. Enforcement Rights: Lender's rights upon default including liquidation of collateral
12. Governing Law and Jurisdiction: Specification of Indian law as governing law and jurisdiction details
1. Multiple Currency Provisions: Required when margin facility is offered in multiple currencies
2. Group Company Guarantees: Needed when corporate guarantees are part of the security structure
3. Electronic Trading Platform Integration: Required when margin facility is linked to specific trading platforms
4. Cross-Default Provisions: Included when borrower has multiple facilities with the lender
5. Special Regulatory Compliance: Required for specific categories of borrowers (e.g., FPIs, mutual funds)
1. Schedule 1 - Eligible Securities: List of securities acceptable as collateral and their respective margin requirements
2. Schedule 2 - Margin Maintenance Requirements: Detailed calculations and thresholds for margin maintenance
3. Schedule 3 - Fee Schedule: Detailed breakdown of all applicable fees and charges
4. Schedule 4 - Form of Margin Call Notice: Standard format for margin call notifications
5. Schedule 5 - Security Documents: List and copies of all security documents
6. Appendix A - Account Operating Procedures: Detailed procedures for account operation and margin maintenance
7. Appendix B - Risk Disclosure Statement: Mandatory risk disclosures as per SEBI requirements
Relevant legal definitions
Acceptable Collateral
Account
Advance Ratio
Applicable Law
Approved Exchange
Approved Securities
Available Facility
Business Day
Collateral Pool
Collateral Value
Custodian
Default Event
Depository
Depository Participant
Drawdown
Eligible Securities
Enforcement Event
Event of Default
Excess Margin
Facility
Facility Documents
Fair Market Value
Financial Indebtedness
Haircut
Initial Margin
Interest Payment Date
Interest Period
Lending Value
Liquid Securities
Loan
Loan to Value Ratio
Maintenance Margin
Margin
Margin Call
Margin Call Notice
Margin Deficit
Margin Percentage
Margin Requirements
Market Disruption Event
Market Value
Material Adverse Effect
Maturity Date
Outstanding Amount
Potential Default Event
Pricing Source
Reference Banks
Regulatory Requirement
Repayment Date
Security
Security Documents
SEBI
SEBI Guidelines
Stock Exchange
Top-up Collateral
Trading Day
Valuation Date
Valuation Percentage
Valuation Time
Account
Advance Ratio
Applicable Law
Approved Exchange
Approved Securities
Available Facility
Business Day
Collateral Pool
Collateral Value
Custodian
Default Event
Depository
Depository Participant
Drawdown
Eligible Securities
Enforcement Event
Event of Default
Excess Margin
Facility
Facility Documents
Fair Market Value
Financial Indebtedness
Haircut
Initial Margin
Interest Payment Date
Interest Period
Lending Value
Liquid Securities
Loan
Loan to Value Ratio
Maintenance Margin
Margin
Margin Call
Margin Call Notice
Margin Deficit
Margin Percentage
Margin Requirements
Market Disruption Event
Market Value
Material Adverse Effect
Maturity Date
Outstanding Amount
Potential Default Event
Pricing Source
Reference Banks
Regulatory Requirement
Repayment Date
Security
Security Documents
SEBI
SEBI Guidelines
Stock Exchange
Top-up Collateral
Trading Day
Valuation Date
Valuation Percentage
Valuation Time
Clauses
Interpretation
Facility Terms
Purpose
Conditions Precedent
Drawdown
Interest
Fees and Charges
Security
Collateral Requirements
Margin Maintenance
Valuation
Representations and Warranties
Information Undertakings
General Undertakings
Financial Covenants
Market Disruption
Increased Costs
Tax Gross-up
Payments
Set-off
Events of Default
Acceleration
Enforcement
Assignment and Transfer
Confidentiality
Notices
Amendments
Severability
Force Majeure
Indemnification
Costs and Expenses
Anti-Money Laundering
Electronic Trading Terms
Account Operation
Further Assurance
Governing Law
Dispute Resolution
Jurisdiction
Facility Terms
Purpose
Conditions Precedent
Drawdown
Interest
Fees and Charges
Security
Collateral Requirements
Margin Maintenance
Valuation
Representations and Warranties
Information Undertakings
General Undertakings
Financial Covenants
Market Disruption
Increased Costs
Tax Gross-up
Payments
Set-off
Events of Default
Acceleration
Enforcement
Assignment and Transfer
Confidentiality
Notices
Amendments
Severability
Force Majeure
Indemnification
Costs and Expenses
Anti-Money Laundering
Electronic Trading Terms
Account Operation
Further Assurance
Governing Law
Dispute Resolution
Jurisdiction
Relevant Industries
Banking
Financial Services
Investment Banking
Securities Trading
Wealth Management
Asset Management
Broking Services
Private Banking
Relevant Teams
Legal
Compliance
Risk Management
Credit
Trading
Operations
Client Relations
Financial Control
Regulatory Affairs
Relevant Roles
Legal Counsel
Compliance Officer
Risk Manager
Credit Officer
Relationship Manager
Investment Advisor
Trading Manager
Portfolio Manager
Operations Manager
Financial Controller
Chief Risk Officer
Head of Credit
Regulatory Affairs Manager
Find the exact document you need
Hire Purchase Agreement Motor Vehicle
An Indian law-governed agreement for vehicle purchase through installment payments, transferring possession to the hirer while the financier retains ownership until full payment.
find out more
Family Loan Agreement No Interest
An Indian law-governed agreement for interest-free lending between family members, ensuring legal compliance while maintaining familial relationship aspects.
find out more
Business Investment Loan Agreement
An Indian law-governed agreement establishing terms and conditions for a business investment loan between a financial institution and a business entity.
find out more
Agreement Between Financier And Producer
An Indian law-governed agreement establishing terms between a financier and producer for content production funding, including financial terms and rights allocation.
find out more
Agreement Between Financier And Company
An Indian law-governed agreement establishing terms for company financing, including loan terms, security arrangements, and regulatory compliance requirements.
find out more
Soft Loan Agreement
An Indian law-governed agreement for loans with concessional terms, including favorable interest rates and repayment conditions.
find out more
Private Car Payment Agreement
An Indian law-governed agreement for private vehicle purchase through installment payments, outlining payment terms and ownership transfer conditions.
find out more
Loan Agreement And Mortgage
An Indian law-governed agreement combining loan terms with property mortgage provisions, establishing lending conditions and security interests over immovable property.
find out more
Co Financing Agreement
An Indian law-governed agreement establishing terms for multiple financial institutions to jointly provide financing, detailing rights, obligations, and intercreditor relationships.
find out more
Agreement For Financial Support
An Indian law-governed agreement establishing terms and conditions for providing and receiving financial support, ensuring regulatory compliance and party protection.
find out more
Simple Loan Repayment Agreement
An Indian law-governed agreement establishing loan terms, repayment obligations, and securities between lender and borrower.
find out more
Agreement For Hire Purchase Of A Motor Vehicle
An Indian law-governed agreement establishing terms for motor vehicle hire purchase, including payment terms, ownership rights, and transfer conditions.
find out more
Overfacility Agreement
An Indian law-governed agreement establishing terms for additional credit facilities beyond existing arrangements, including facility terms, security, and regulatory compliance requirements.
find out more
Tripartite Loan Agreement
An Indian law-governed agreement establishing a loan arrangement between three parties (lender, borrower, and third party), detailing loan terms, security arrangements, and party obligations.
find out more
Loan Agreement Term Sheet
A preliminary document under Indian law outlining key terms and conditions of a proposed loan facility, serving as the basis for the final loan agreement.
find out more
Lease Hire Agreement
An Indian law-compliant agreement governing the temporary use of assets through periodic payments, detailing rights and obligations of lessor and lessee.
find out more
Deed Of Accession Loan Agreement
An Indian law-governed document allowing a new party to join an existing loan agreement, assuming associated rights and obligations under Indian legal framework.
find out more
Co Borrower Loan Agreement
An Indian law-governed agreement establishing terms for a loan with multiple co-borrowers who share joint liability for repayment.
find out more
Trade Finance Facility Agreement
An Indian law-governed agreement establishing terms for trade finance facilities between financial institutions and corporate borrowers engaged in international trade.
find out more
Trade Finance Agreement
An Indian law-governed agreement setting out terms for trade finance facilities between a financial institution and a business entity, incorporating RBI and FEMA compliance requirements.
find out more
Simple Unsecured Loan Agreement
An Indian law-governed agreement for unsecured lending, documenting loan terms, repayment conditions, and parties' obligations without requiring collateral.
find out more
Promissory Loan Agreement
An Indian law-governed agreement documenting a loan arrangement where the borrower promises to repay a specified sum to the lender under defined terms.
find out more
Project Finance Contract
An Indian law-governed agreement structuring project financing arrangements, including loan terms, security packages, and stakeholder obligations for infrastructure and development projects.
find out more
Margin Loan Agreement
An Indian law-governed agreement establishing terms for lending against securities as collateral, subject to SEBI and RBI regulations.
find out more
Loan Swap Agreement
An Indian law-governed agreement facilitating the exchange of loan payment obligations between parties, subject to RBI regulations and Indian banking laws.
find out more
Financed Sales Contract
An Indian law-governed agreement combining sales and financing terms for asset purchases with structured payment arrangements and security provisions.
find out more
Equipment Lease Purchase Agreement
An Indian law-governed agreement setting out terms for equipment lease with purchase option, including payment terms, maintenance obligations, and purchase conditions.
find out more
Loan Agreement Secured By Property
An Indian law-governed agreement combining loan facility terms with security creation over immovable property.
find out more
Partnership Deed For Finance Business
An Indian law-governed partnership agreement establishing a financial services business, detailing partner rights, responsibilities, and regulatory compliance requirements.
find out more
Standard Trade Credit Agreement
An Indian law-governed agreement establishing terms for trade credit facilities between credit provider and borrower, including credit limits, payment terms, and security arrangements.
find out more
Master Loan And Security Agreement
An Indian law-governed agreement establishing terms for secured lending arrangements, combining loan provisions and security arrangements in a master document structure.
find out more
Rehabilitation Loan Agreement
An Indian law-governed agreement establishing terms for rehabilitation-focused financial assistance, combining lending provisions with rehabilitation requirements and monitoring mechanisms.
find out more
Future Receivables Factoring Agreement
An Indian law-governed agreement for the purchase of future receivables by a factor from a business client, structured under the Factoring Regulation Act, 2011.
find out more
Modification Of Loan Agreement
An Indian law-governed agreement that modifies existing loan terms between lender and borrower, ensuring regulatory compliance and legal enforceability.
find out more
Standard Loan Agreement Between Friends
An India-compliant legal agreement that formalizes a loan arrangement between friends, including terms, conditions, and repayment schedules.
find out more
Standard Hire Purchase Agreement
An Indian law-compliant agreement for the purchase of goods through installment payments, with ownership transferring upon final payment.
find out more
Loan Payoff Agreement
An Indian law-governed agreement documenting the terms and conditions for the full and final settlement of an existing loan obligation between a lender and borrower.
find out more
Master Asset Finance Agreement
An Indian law-governed master agreement establishing terms for multiple asset-based financing arrangements between a financial institution and borrower.
find out more
Individual Loan Agreement
An Indian law-governed agreement establishing terms and conditions for a personal loan between a lender and individual borrower, including loan amount, interest, repayment terms, and security arrangements.
find out more
Small Credit Agreement
An Indian law-governed agreement for small-scale credit facilities, detailing loan terms and compliance with RBI guidelines.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)