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1. Unconditional Promise to Pay: Clear statement of the maker's unconditional promise to pay, including the maximum principal amount that may be advanced
2. Interest Rate and Calculation: Specification of the interest rate, how it is calculated, and when it is payable
3. Advance Terms: Details of how and when advances will be made, including any minimum advance amounts and notice requirements
4. Repayment Terms: Schedule and method of repayment, including whether installments are required and their frequency
5. Events of Default: Circumstances that constitute default and the consequences thereof
6. Representations and Warranties: Basic representations about the maker's capacity and authority to execute the note
7. Governing Law: Specification that Indian law governs the note and jurisdiction details
1. Security Provisions: Used when the note is secured by collateral, describing the security and enforcement rights
2. Guarantor Provisions: Required when there is a guarantor for the note, outlining their obligations and liability
3. Draw Conditions: Included when specific conditions must be met before advances can be made
4. Prepayment Terms: Optional section detailing whether early repayment is permitted and any associated penalties
5. Multiple Lender Provisions: Required when there are multiple lenders, describing their rights and relationships
1. Schedule A - Advance Schedule: Detailed schedule of planned advances, including dates and amounts if predetermined
2. Schedule B - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts
3. Schedule C - Security Details: If applicable, detailed description of any security or collateral
4. Appendix 1 - Advance Request Form: Standard form to be used when requesting advances under the note
5. Appendix 2 - Calculation of Interest: Detailed explanation and examples of how interest is calculated
Advance Date
Advance Request
Available Amount
Business Day
Default Interest Rate
Event of Default
Draw Period
Due Date
Effective Date
Facility Amount
Final Maturity Date
Interest Payment Date
Interest Period
Interest Rate
Law
Lender
Maker
Material Adverse Effect
Maximum Principal Amount
Outstanding Amount
Payment Date
Permitted Purpose
Principal
Repayment Schedule
Security
Standard Interest Rate
Utilized Amount
Unutilized Amount
Working Day
Advance Mechanism
Interest
Repayment
Security
Representations and Warranties
Events of Default
Remedies
Assignment
Notices
Amendment
Severability
Governing Law
Jurisdiction
Force Majeure
Waiver
Set-off Rights
Stamp Duty
Registration
Further Assurance
Acceleration
Guarantee
Indemnification
Costs and Expenses
Banking
Financial Services
Real Estate
Construction
Infrastructure
Manufacturing
Small and Medium Enterprises
Agriculture
Technology
Healthcare
Education
Retail
Legal
Finance
Treasury
Credit and Risk
Compliance
Corporate Banking
Loan Administration
Document Management
Corporate Secretarial
Chief Financial Officer
Finance Manager
Legal Counsel
Corporate Lawyer
Credit Manager
Loan Officer
Risk Manager
Compliance Officer
Treasury Manager
Financial Controller
Banking Relationship Manager
Corporate Finance Director
Legal Document Specialist
Debt Finance Manager
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