A Bank Recommendation Letter is a crucial document in the Indian banking sector, issued by banks to their customers for various purposes including visa applications, business ventures, and financial references. This document, governed by Indian banking laws and Reserve Bank of India (RBI) guidelines, serves as an official testament to the customer's banking relationship and financial credibility. The letter typically includes essential information such as the duration of the banking relationship, account standing, and general financial conduct. Banks must ensure compliance with various regulations including the Banking Regulation Act, 1949, Know Your Customer (KYC) norms, and relevant RBI circulars when issuing such letters. The document's format and content may vary depending on its specific purpose, but it must always maintain the professional standards and authentication requirements set by Indian banking regulations.

1. Bank's Letterhead and Contact Information: Official letterhead with bank's name, branch address, contact details, and date

2. Recipient Details: Name and address of the organization or person to whom the letter is addressed

3. Subject Line: Clear indication that this is a bank recommendation/reference letter

4. Account Holder Information: Customer's name, account number (partially masked), and duration of banking relationship

5. Account Standing: Statement about the customer's account maintenance and standing with the bank

6. Relationship Description: Brief description of the banking relationship and types of accounts/services used

7. Closing Statement: Standard closing with contact information for verification

8. Authorized Signatory: Name, designation, and signature of the authorized bank official