A Bank Recommendation Letter is a crucial document in the Dutch financial services landscape, commonly requested for various business and personal transactions. These letters are issued by banks to their clients when they need to prove their financial credibility to third parties, such as potential business partners, landlords, or other financial institutions. The document operates within the strict framework of Dutch banking laws and regulations, including the Financial Supervision Act (Wft) and privacy legislation (AVG/GDPR). A Bank Recommendation Letter typically contains carefully worded statements about the client's banking relationship, account maintenance, and general financial standing, while respecting banking confidentiality requirements. The letter can be used for various purposes, including visa applications, business relationship establishment, rental applications, or as part of larger financial application processes.

1. Bank's Letterhead and Contact Information: Official bank letterhead including full contact details, branch information, and date

2. Recipient Information: Full name and address of the party receiving the recommendation

3. Subject Line: Clear indication that this is a Bank Recommendation Letter and for whom it is being issued

4. Client Identification: Full legal name of the client, account relationship duration, and any relevant account identifiers (without disclosing sensitive information)

5. Relationship Statement: Description of the banking relationship, including its duration and nature

6. Account Standing: General statement about the client's account maintenance and standing with the bank

7. Authorization Reference: Reference to the client's authorization to release this information

8. Disclaimer: Standard bank disclaimer about the nature and limitations of the recommendation

9. Signature Block: Official signature, name, and title of the authorized bank representative