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1. Parties: Identifies and provides full details of the credit service provider and the client
2. Background: Explains the context of the agreement and the parties' intentions
3. Definitions: Defines key terms used throughout the agreement
4. Scope of Services: Details the credit services to be provided, including specific deliverables and exclusions
5. Service Provider's Obligations: Outlines the responsibilities and duties of the credit service provider
6. Client's Obligations: Sets out the client's responsibilities, including information provision and cooperation
7. Fees and Payment Terms: Specifies service fees, payment schedule, and payment methods
8. Regulatory Compliance: Addresses compliance with Hong Kong regulations, including AML and data privacy requirements
9. Confidentiality: Details confidentiality obligations for both parties
10. Data Protection: Specifies how personal data will be handled in compliance with the PDPO
11. Term and Termination: Sets out the duration of the agreement and termination provisions
12. Liability and Indemnification: Defines the limits of liability and indemnification obligations
13. General Provisions: Includes standard clauses such as notices, amendments, and governing law
1. Credit Assessment Process: Detailed section used when the service provider conducts credit assessments
2. Security Arrangements: Include when specific security or collateral is required
3. Third-Party Service Providers: Required when external service providers or subcontractors are involved
4. Insurance Requirements: Include when specific insurance coverage is mandatory
5. Dispute Resolution: Optional detailed dispute resolution procedures beyond standard court jurisdiction
6. Service Level Agreement: Include when specific performance metrics and standards are required
7. Intellectual Property Rights: Include when proprietary tools or software are used in providing the service
8. Force Majeure: Optional detailed force majeure provisions beyond standard clauses
1. Schedule 1 - Service Description: Detailed description of credit services and deliverables
2. Schedule 2 - Fee Schedule: Detailed breakdown of all fees, charges, and payment terms
3. Schedule 3 - Service Level Metrics: Performance standards and measurement criteria
4. Schedule 4 - Required Documentation: List of documents required from the client
5. Schedule 5 - Compliance Procedures: Detailed AML and KYC procedures
6. Appendix A - Data Processing Terms: Detailed terms for personal data handling and protection
7. Appendix B - Contact Details: Key contacts and communication protocols
8. Appendix C - Required Forms: Standard forms and templates used in service delivery
Applicable Laws
Business Day
Client
Confidential Information
Credit Assessment
Credit Report
Credit Services
Data Protection Laws
Default Event
Deliverables
Effective Date
Fees
Force Majeure Event
HKMA
Hong Kong
Initial Term
Intellectual Property Rights
Interest Rate
Material Adverse Change
Notice
Payment Date
Personal Data
Professional Advisers
Regulatory Authority
Related Person
Relevant Documents
Representatives
Security
Service Level Requirements
Service Provider
Services
Term
Territory
Third Party Provider
Working Hours
Appointment
Duration
Service Provision
Service Standards
Fees and Payment
Client Obligations
Provider Obligations
Credit Assessment
Documentation Requirements
Regulatory Compliance
Anti-Money Laundering
Data Protection
Confidentiality
Information Security
Record Keeping
Intellectual Property
Representations and Warranties
Indemnification
Liability Limitation
Force Majeure
Term and Termination
Default and Remedies
Assignment
Subcontracting
Notice Requirements
Amendment
Waiver
Severability
Entire Agreement
Governing Law
Dispute Resolution
Third Party Rights
Financial Services
Banking
Credit Management
Fintech
Consumer Finance
Corporate Finance
Investment Banking
Asset Management
Financial Advisory
Business Consulting
Legal
Compliance
Risk Management
Finance
Credit Operations
Commercial
Business Development
Client Relations
Operations
Documentation
Legal Counsel
Compliance Officer
Credit Risk Manager
Financial Analyst
Relationship Manager
Credit Officer
Contract Manager
Risk Assessment Officer
Finance Director
Operations Manager
Commercial Director
Chief Financial Officer
Chief Risk Officer
Head of Credit
Business Development Manager
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