A Release of First Lien on Car Title is essential when a vehicle owner has satisfied their loan obligations and seeks to clear the title of any encumbrances. This document, governed by English and Welsh law, provides formal confirmation that the lender releases all claims to the vehicle. It includes specific details about the vehicle, the lender, and the borrower, and serves as official evidence that the security interest has been terminated. The release is particularly important for future vehicle sales or refinancing, as it demonstrates clear ownership rights. It must comply with various regulatory requirements, including those set by the Financial Conduct Authority and the DVLA.
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1. Vehicle Information: Complete details of the vehicle including make, model, year, VIN number, registration number and any other identifying information
2. Lien Holder Details: Full information about the financial institution releasing the lien, including name, address, reference numbers and contact details
3. Vehicle Owner Details: Complete information about the vehicle owner/borrower including full name, address and contact information
4. Release Statement: Formal statement releasing and discharging the security interest in the vehicle
5. Execution: Signature blocks for authorized representative of lien holder, including witness requirements
1. Payment Confirmation: Statement confirming receipt of final payment and satisfaction of the underlying loan
2. Transfer Instructions: Specific instructions regarding the transfer of title and updating of vehicle registration documents
3. Further Assurances: Commitment to execute additional documents if needed to effect the release
1. Schedule 1 - Vehicle Details: Detailed schedule containing comprehensive vehicle information including technical specifications
2. Schedule 2 - Original Security Documentation: Details of the original security agreement being released
3. Appendix A - DVLA Forms: Copies of relevant DVLA forms required for updating vehicle registration
Relevant legal definitions
Lien
Vehicle
Title
Release Date
Effective Date
Lien Holder
Owner
Security Interest
Vehicle Identification Number (VIN)
Registration Number
Original Loan Agreement
Outstanding Balance
DVLA
Certificate of Title
Release Statement
Satisfaction of Loan
Encumbrance
Business Day
Relevant Authority
Applicable Law
Vehicle
Title
Release Date
Effective Date
Lien Holder
Owner
Security Interest
Vehicle Identification Number (VIN)
Registration Number
Original Loan Agreement
Outstanding Balance
DVLA
Certificate of Title
Release Statement
Satisfaction of Loan
Encumbrance
Business Day
Relevant Authority
Applicable Law
Clauses
Identification of Parties
Release Statement
Vehicle Description
Representations and Warranties
Authority to Release
Payment Confirmation
Title Transfer
Further Assurances
Governing Law
Execution
Notices
Entire Agreement
Severability
Amendment
Counterparts
Assignment
Registration Requirements
Indemnification
Succession
Compliance with Law
Release Statement
Vehicle Description
Representations and Warranties
Authority to Release
Payment Confirmation
Title Transfer
Further Assurances
Governing Law
Execution
Notices
Entire Agreement
Severability
Amendment
Counterparts
Assignment
Registration Requirements
Indemnification
Succession
Compliance with Law
Relevant Industries
Relevant Teams
Relevant Roles
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