Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring disclosure of real estate settlement costs and prohibiting kickbacks and referral fees in real estate transactions

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

Interstate Land Sales Full Disclosure Act: Federal law protecting consumers from fraud and abuse in the sale or lease of land

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real property interests

State Property Laws: State-specific laws governing real property rights, transfers, and obligations

State Contract Laws: State-specific laws governing formation and enforcement of contracts, including real estate contracts

State Real Estate Licensing Laws: State-specific regulations governing real estate professionals and transactions

State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts

State Recording Statutes: State laws governing the recording of deeds and other real estate documents

State Homestead Laws: State-specific protections for primary residences from certain creditors

State Environmental Protection Laws: State regulations regarding environmental hazards and protections in real estate

Local Zoning Laws: Municipal regulations governing property use and development

Local Building Codes: Municipal requirements for construction, maintenance, and safety standards

Local Property Tax Regulations: Municipal rules governing property tax assessment and collection

Historic Preservation Requirements: Local and state regulations protecting historically significant properties

Statute of Frauds: Legal requirement that real estate contracts must be in writing to be enforceable

Legal Description Requirements: Standards for properly identifying and describing real property in legal documents

Earnest Money Requirements: Rules governing the handling and disposition of earnest money deposits

Closing Procedures: Legal requirements for completing real estate transactions and transferring title

Title Insurance Requirements: Rules regarding title insurance coverage and policies

Deed Transfer Requirements: Legal standards for properly executing and recording property deeds

Escrow Requirements: Rules governing the use and management of escrow accounts in real estate transactions

Financing Contingencies: Contract provisions relating to buyer's ability to obtain financing

Inspection Contingencies: Contract provisions relating to property inspections and buyer's right to terminate based on findings

Lead-Based Paint Disclosure: Federal requirement for disclosure of lead-based paint hazards in properties built before 1978

Natural Hazard Disclosures: Requirements to disclose natural hazards such as flood zones, earthquake zones, or wildfire risks

HOA Regulations: Rules and requirements related to properties governed by Homeowners Associations