Consumer Credit Act 1974: Primary legislation regulating consumer credit agreements, including requirements for information disclosure, cooling-off periods, and consumer protections

Financial Services and Markets Act 2000: Establishes regulatory framework for financial services and requirements for authorized lenders

Consumer Rights Act 2015: Covers quality of goods, fitness for purpose, consumer remedies, and regulations regarding unfair contract terms

Supply of Goods and Services Act 1982: Establishes quality standards and requirements for reasonable care and skill in service provision

Misrepresentation Act 1967: Governs false statements or misrepresentations made in contracts and provides remedies

FCA Regulations: Financial Conduct Authority rules for consumer credit and principles for treating customers fairly

GDPR and Data Protection Act 2018: Regulations governing personal data handling and privacy requirements in contracts

Distance Selling Regulations: Specific regulations applying to contracts made remotely or at a distance

Unfair Contract Terms Act 1977: Controls the use of exclusion clauses in contracts and establishes reasonableness test

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices and protects consumers from misleading actions or omissions