Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, including mandatory disclosure requirements and consumer protections. Includes subsequent amendments and is crucial for consumer loans.

Financial Services and Markets Act 2000: Establishes the regulatory framework for financial services in the UK, including requirements for authorized lenders and rules regarding financial promotions.

Data Protection Act 2018 and UK GDPR: Legislation governing the handling of personal data, including privacy requirements and data processing principles relevant to loan documentation.

Money Laundering Regulations 2017: Sets out verification requirements, due diligence obligations, and record-keeping requirements for financial transactions and customer verification.

FCA Regulations: Financial Conduct Authority rules covering conduct of business, fair treatment of customers, and transparency requirements in financial services.

Unfair Contract Terms Act 1977: Legislation ensuring contract terms are fair and reasonable, providing protection against unfair terms in loan agreements.

Limitation Act 1980: Establishes time limits for enforcing loan agreements and legal claims, relevant for stating loan origination dates and enforcement periods.

Financial Services (Banking Reform) Act 2013: Contains banking sector regulations and customer protection measures affecting loan arrangements and verifications.