Fair Credit Reporting Act (FCRA): Federal law governing the collection, dissemination, and use of consumer credit information. Ensures accuracy of reported loan information and provides guidelines for privacy and information sharing.

Truth in Lending Act (TILA): Federal regulation requiring accurate disclosure of loan terms, ensuring consistency in how loan information is presented, and mandating specific disclosures about loan terms and conditions.

Equal Credit Opportunity Act (ECOA): Federal law prohibiting discrimination in credit transactions and ensuring fair treatment regardless of race, color, religion, national origin, sex, marital status, or age.

Gramm-Leach-Bliley Act (GLBA): Federal legislation regulating how financial institutions handle private information, setting standards for protecting consumer financial data, and requiring disclosure of privacy policies.

State-Specific Laws: Various state-level requirements for loan documentation, privacy laws, and consumer protection regulations that may vary by jurisdiction.

CFPB Regulations: Consumer Financial Protection Bureau guidelines for financial communications, requirements for disclosure and transparency, and standards for consumer financial documents.

Bank Secrecy Act (BSA): Federal law establishing anti-money laundering provisions, requirements for record keeping, and documentation standards in financial transactions.