1. Interest Rate: Terms of any interest charged on the outstanding balance - used when interest will be applied to the debt

2. Early Repayment: Terms for early repayment of the full amount - included when early repayment is permitted

3. Security: Details of any collateral or security provided - used when the debt is secured

4. Insurance Requirements: Any insurance the debtor must maintain - included for larger debts or when security is provided

5. Assignment: Rights to assign the debt to third parties - included when debt assignment might be contemplated

6. Guarantor Provisions: Terms applying to any guarantor - included when a guarantor is involved

7. Acceleration Clause: Conditions under which full payment becomes immediately due - used for higher-risk situations

1. Payment Schedule: Detailed table showing all installment amounts and due dates

2. Calculation of Total Debt: Breakdown of the original debt, any interest, fees, and total amount payable

3. Payment Methods: Details of accepted payment methods and bank account information

4. Original Debt Documentation: Copies of documents evidencing the original debt

5. Security Documentation: Details of any security or collateral (if applicable)