The Policy Cancellation Letter is a crucial document in Swiss insurance practice, used when a policyholder wishes to terminate their insurance coverage. This document must comply with Swiss federal legislation, particularly the Federal Insurance Contract Act (VVG/LCA), which sets specific requirements for policy cancellations. The letter is typically used at policy renewal dates, following premium increases, or when specific cancellation rights arise under Swiss law. It must include precise policy details, clear cancellation intent, and the desired termination date. The document serves as legal proof of cancellation notice and triggers the insurance company's obligations regarding policy termination and premium refunds where applicable. Understanding the correct use and content of this letter is essential for both insurance providers and policyholders in Switzerland to ensure legally valid policy terminations.

1. Sender Details: Full name, address, and contact information of the policyholder

2. Date: Current date of the letter

3. Recipient Details: Insurance company's name, department, and full address

4. Policy Information: Policy number, type of insurance, and effective date of the policy

5. Subject Line: Clear indication that this is a policy cancellation notice

6. Cancellation Statement: Explicit statement of intention to cancel the policy, citing the relevant section of the insurance contract

7. Effective Date: Specified date when the cancellation should take effect

8. Request for Confirmation: Request for written confirmation of the cancellation

9. Closing: Formal closing, signature, and printed name of the policyholder