Living Together Agreements have become increasingly important in Switzerland as more couples choose to cohabit without marriage. These agreements are essential legal instruments that help protect both partners' interests and establish clear guidelines for their shared life. The document is particularly crucial in Switzerland, where the legal framework for unmarried couples is less comprehensive than for married couples. A Living Together Agreement typically covers property ownership, financial contributions, household responsibilities, and procedures for potential separation. It's governed by Swiss law, particularly the Swiss Code of Obligations (OR) and relevant cantonal regulations. The agreement is recommended for any unmarried couples planning to live together or already cohabiting, especially those with significant assets, shared property, or complex financial arrangements. While not mandatory under Swiss law, these agreements provide valuable legal protection and clarity for both partners.
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1. Parties: Identification and full details of both cohabiting partners
2. Background: Brief history of the relationship, current living situation, and purpose of the agreement
3. Definitions: Definitions of key terms used throughout the agreement
4. Duration and Commencement: When the agreement takes effect and how long it will last
5. Property Rights: Details of property ownership, including pre-owned and jointly acquired property
6. Financial Arrangements: How routine expenses, bills, and other financial obligations will be shared
7. Housing Arrangements: Details about the shared residence, whether rented or owned, and related responsibilities
8. Household Duties: Division of household responsibilities and maintenance duties
9. Joint Purchases: How major joint purchases will be handled and owned
10. Separation Provisions: Process for division of assets and responsibilities if the relationship ends
11. Dispute Resolution: Process for resolving disagreements, including mediation procedures
12. Governing Law: Confirmation that Swiss law governs the agreement and specification of relevant canton
13. Amendments: Process for making changes to the agreement
14. Signatures: Formal execution section including date and signatures
1. Children: Include when either partner has children or the couple plans to have children together, addressing care and financial responsibilities
2. Pets: Include when the couple has or plans to have pets, covering ownership, costs, and care responsibilities
3. Business Interests: Include when partners have shared business interests or work together professionally
4. Inheritance Provisions: Include when partners wish to make specific arrangements regarding inheritance
5. Insurance Arrangements: Include when partners wish to specify arrangements for life, health, or property insurance
6. Gifts and Loans: Include when there are significant gifts or loans between partners that need documentation
7. Power of Attorney: Include when partners wish to grant each other authority in specific circumstances
8. Social Media and Privacy: Include when partners want to establish guidelines about sharing personal information
9. Vehicle Ownership: Include when partners share vehicles or have specific arrangements about vehicle use and costs
1. Schedule A - Property Inventory: Detailed list of each partner's separate property brought into the relationship
2. Schedule B - Joint Property Inventory: List of property owned jointly by the partners
3. Schedule C - Financial Statement: Current financial position of each partner, including assets and liabilities
4. Schedule D - Household Budget: Detailed breakdown of shared household expenses and contribution arrangements
5. Schedule E - Bank Accounts: List of individual and joint bank accounts with agreed usage terms
6. Appendix 1 - Proof of Ownership: Copies of property titles, vehicle registrations, and other ownership documents
7. Appendix 2 - Financial Obligations: Copies of lease agreements, mortgages, or other significant financial commitments
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