1. Co-Signer provisions: Required when a co-signer is guaranteeing the payments

2. Trade-In Details: Used when the buyer is trading in existing goods as part of the purchase

3. Maintenance and Service Plan: Include when selling goods that require ongoing maintenance or service

4. Early Payment Provisions: Details about early payment options and any applicable discounts

5. Return Policy: Specific terms for returns, if applicable beyond statutory requirements

6. Assignment Rights: Include if either party needs the right to assign the contract

7. Electronic Payment Authorization: Required for automatic payment arrangements

8. Cross-Collateralization: Include when security interest extends to other purchases

1. Schedule A - Payment Schedule: Detailed breakdown of all payments, due dates, and allocation between principal and interest

2. Schedule B - Product Specifications: Detailed technical specifications and features of the goods

3. Schedule C - Warranty Terms: Detailed warranty terms and conditions

4. Schedule D - Insurance Requirements: Specific insurance requirements and minimum coverage details

5. Appendix 1 - Disclosure Statement: Cost of credit disclosure as required by provincial consumer protection laws

6. Appendix 2 - Condition Report: Detailed report of the condition of goods at time of sale

7. Appendix 3 - Trade-In Valuation: Documentation of trade-in value and condition, if applicable