1. Security Interest: Include when the loan is secured by specific assets or collateral

2. Guarantor Provisions: Include when there is a third-party guarantor for the loan

3. Insurance Requirements: Include when the borrower must maintain specific insurance coverage

4. Prepayment Terms: Include when early repayment is allowed or restricted

5. Assignment and Transfer: Include when the note may be assigned or transferred to other parties

6. Acceleration Clause: Include when immediate repayment can be demanded under specific circumstances

7. Reporting Requirements: Include when borrower must provide periodic financial or performance reports

8. Amendment Provisions: Include when flexibility for future modifications is needed

1. Schedule A - Payment Schedule: Detailed breakdown of payment amounts and due dates

2. Schedule B - Forgiveness Milestones: Specific metrics or conditions that trigger partial or full loan forgiveness

3. Schedule C - Secured Assets: Description of any assets securing the loan (if applicable)

4. Appendix 1 - Compliance Certificate: Template for periodic certification of compliance with forgiveness conditions

5. Appendix 2 - Notice of Forgiveness: Template for formal notification of loan forgiveness

6. Appendix 3 - Tax Documentation: Required tax forms and documentation related to loan forgiveness