1. Guarantee: Required when a third party is guaranteeing the loan

2. Insurance Requirements: Included when specific insurance coverage is required to protect the loan

3. Prepayment Terms: Details early repayment options and any associated penalties or benefits

4. Late Payment Provisions: Specific terms for late payments beyond standard default provisions

5. Co-Borrower Provisions: Required when there are multiple borrowers for the same loan

6. Privacy and Data Protection: Detailed privacy terms when extensive personal or financial information is being shared

7. Dispute Resolution: Alternative dispute resolution procedures if parties wish to specify mediation or arbitration

8. Electronic Communications Consent: Required when parties agree to conduct transactions and communications electronically

1. Schedule A - Repayment Schedule: Detailed amortization schedule showing all payments, interest, and principal allocations

2. Schedule B - Loan Calculation Summary: Breakdown of all loan costs, including interest, fees, and total amount to be repaid

3. Schedule C - Security Details: Detailed description of any collateral or security being provided

4. Schedule D - Direct Debit Authorization: Authorization form for automatic payment withdrawals

5. Appendix 1 - Borrower's Financial Statements: Financial information provided by the Borrower to support the loan application

6. Appendix 2 - Proof of Identity Documents: Copies or details of identity verification documents for anti-money laundering compliance