1. Financial Covenants: Specific financial ratios or requirements the borrower must maintain, used for commercial loans or sophisticated borrowers

2. Reporting Requirements: Regular financial or other reports required from borrower, typically for business loans

3. Insurance Requirements: Specific insurance coverage required for secured loans or business assets

4. Co-Borrower Provisions: Terms specific to situations with multiple borrowers

5. Guarantor Provisions: Terms relating to third-party guarantors of the loan

6. Use of Proceeds: Restrictions or specifications on how loan proceeds may be used

7. Assignment Rights: Terms regarding the ability to transfer or assign the loan

8. Cost and Expense Allocation: Details of who bears various costs associated with the loan

9. Tax Provisions: Special tax considerations or requirements, particularly for large loans

1. Schedule A - Payment Schedule: Detailed amortization table showing payment dates and amounts

2. Schedule B - Security Details: Detailed description of collateral or security including serial numbers, registrations, or legal descriptions

3. Schedule C - Borrower Information: Detailed information about the borrower including contact information and corporate structure if applicable

4. Schedule D - Conditions Precedent Checklist: List of all documents and conditions required before loan advancement

5. Appendix 1 - Calculation Methods: Detailed explanation of interest calculations and other financial computations

6. Appendix 2 - Form of Promissory Note: Template or form of the promissory note to be signed

7. Appendix 3 - Required Certificates: Templates for any required certificates or formal statements