1. Security: Include when the loan is secured by specific assets or guarantees

2. Guarantor Provisions: Include when there are third-party guarantors for the loan

3. Prepayment Terms: Include when early repayment is allowed or restricted

4. Insurance Requirements: Include when borrower must maintain specific insurance coverage

5. Financial Covenants: Include for business loans requiring maintenance of financial ratios

6. Subordination: Include when the loan must be subordinated to other debt

7. Tax Provisions: Include when there are specific tax implications or withholding requirements

8. Currency Provisions: Include when the loan involves multiple currencies

1. Schedule A - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

2. Schedule B - Security Details: Description of any collateral or security interests

3. Schedule C - Calculation of Interest: Detailed methodology for interest calculation

4. Schedule D - Permitted Encumbrances: List of approved existing liens or encumbrances

5. Schedule E - Compliance Certificate: Form for periodic financial covenant compliance reporting

6. Appendix 1 - Definitions: Extended definitions if too lengthy for main document

7. Appendix 2 - Form of Notice: Standard forms for various notices under the agreement