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1. Parties: Identification of Lender and Borrower with full legal names and addresses
2. Background: Brief context of the lending arrangement and purpose of the facility
3. Definitions: Key terms used throughout the term sheet
4. Facility Details: Type of facility, amount, currency, and purpose
5. Financial Terms: Interest rate/profit rate, fees, costs, and payment terms
6. Drawdown: Conditions and process for accessing the loan funds
7. Repayment Terms: Schedule of repayments, prepayment provisions, and payment mechanics
8. Security Structure: Overview of required security/collateral arrangements
9. Conditions Precedent: List of conditions to be satisfied before the facility becomes available
10. Key Undertakings: Essential borrower commitments and obligations
11. Events of Default: Key events triggering default and remedies
12. Governing Law: Confirmation of Qatar law governance and jurisdiction
1. Sharia Compliance: Required if the facility needs to be Sharia-compliant, including relevant structure and principles
2. Guarantees: Include if third-party guarantees are part of the security structure
3. Insurance: Required if specific insurance coverage is needed for secured assets
4. Information Covenants: Include for more complex loans requiring ongoing financial reporting
5. Financial Covenants: Add for corporate borrowers where financial ratios need to be maintained
6. Tax Provisions: Include if there are specific tax considerations or withholding requirements
7. Assignment/Transfer: Include if either party may need to transfer their rights or obligations
1. Repayment Schedule: Detailed breakdown of repayment dates and amounts
2. Security Assets Schedule: List and description of all assets provided as security
3. Conditions Precedent Checklist: Detailed list of required documents and conditions
4. Form of Drawdown Notice: Template for borrower to request loan disbursement
5. Fee Schedule: Detailed breakdown of all applicable fees and charges
6. Contact Details: List of key contacts and notice details for all parties
Banking Day
Borrower
Business Day
Conditions Precedent
Default
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Facility
Facility Amount
Final Maturity Date
Finance Documents
Financial Indebtedness
Governing Law
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Material Adverse Effect
Obligor
Payment Date
Permitted Security
Potential Event of Default
Prepayment
Principal
Profit Rate
Qatar Business Day
Qatari Riyals
Repayment Date
Repayment Schedule
Security
Security Assets
Security Documents
Security Provider
Sharia Principles
Tax
Term
Term Sheet
Transaction Documents
Recitals
Definitions
Facility Terms
Purpose
Availability
Interest/Profit Rate
Fees and Charges
Repayment
Prepayment
Security
Conditions Precedent
Representations and Warranties
Covenants
Information Requirements
Events of Default
Tax Provisions
Costs and Expenses
Assignment and Transfer
Notices
Confidentiality
Non-Binding Nature
Governing Law
Jurisdiction
Islamic Finance Compliance
Execution
Banking & Financial Services
Real Estate & Construction
Energy & Resources
Manufacturing
Trading & Commerce
Healthcare
Education
Hospitality & Tourism
Technology
Infrastructure
Transportation & Logistics
Professional Services
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
Investment Banking
Credit Administration
Business Development
Corporate Secretariat
Islamic Banking
Operations
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Compliance Officer
Credit Risk Manager
Relationship Manager
Investment Manager
Business Development Manager
Financial Controller
Managing Director
CEO
Head of Corporate Banking
Sharia Compliance Officer
Company Secretary
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