1. Co-Signer Provisions: Additional terms applicable when a co-signer is involved in guaranteeing the loan

2. Trade-In Details: Terms relating to any vehicle trade-in, including value and condition requirements

3. Early Payment Provisions: Specific terms regarding early payment options and any associated penalties or benefits

4. Extended Warranty: Terms relating to any extended warranty or service plan purchased with the vehicle

5. Cross-Collateralization: Terms applying when other assets or loans are cross-collateralized with this agreement

6. International Use: Additional terms for vehicles that may be used across international borders

7. Commercial Use Provisions: Additional terms when the vehicle is intended for commercial or business use

1. Schedule A - Vehicle Description and Condition Report: Detailed description of the vehicle including features, accessories, and condition assessment

2. Schedule B - Payment Schedule: Detailed amortization schedule showing all payments, principal, and interest breakdown

3. Schedule C - Insurance Requirements: Specific insurance requirements including coverage types and minimum amounts

4. Schedule D - Disclosure Statement: Cost of credit disclosure as required by provincial consumer protection legislation

5. Schedule E - Trade-In Vehicle Details: Complete description and valuation of any trade-in vehicle

6. Appendix 1 - Vehicle History Report: CarFax or similar vehicle history report

7. Appendix 2 - Warranty Documentation: Manufacturer's warranty and any extended warranty documentation