1. Guarantor Provisions: Required when a guarantor is providing additional security for the payment obligations

2. Trade-In Details: Include when there is a trade-in vehicle as part of the purchase arrangement

3. Additional Features and Modifications: Required when the vehicle includes after-market modifications or additional features being financed

4. Balloon Payment: Include when the payment structure includes a final balloon payment

5. Early Payment Options: Details of early payment possibilities and any associated fees or calculations

6. Extended Warranty: Include when an extended warranty is being purchased as part of the finance agreement

1. Schedule 1 - Payment Schedule: Detailed breakdown of all payments including dates, amounts, and allocation between principal and interest

2. Schedule 2 - Vehicle Condition Report: Detailed report of the vehicle's condition at the time of purchase, including photographs and noted defects

3. Schedule 3 - Insurance Requirements: Specific details of required insurance coverage, including minimum coverage amounts and types

4. Appendix A - Fees and Charges: Complete listing of all applicable fees and charges, including late payment fees and administration charges

5. Appendix B - Vehicle Maintenance Schedule: Required maintenance schedule and service intervals to maintain warranty validity

6. Appendix C - Disclosure Statement: Mandatory credit disclosure information as required by the National Consumer Credit Protection Act