1. Guarantor Provisions: Required when a guarantor is securing the customer's obligations

2. Electronic Communications Consent: Optional section for customers agreeing to electronic notices and communications

3. Direct Debit Authorization: Include when automatic payments are being established

4. Trade-In Details: Required when the purchase involves a trade-in of existing goods

5. Additional Security Provisions: Required when multiple items are being used as security

6. Business Purpose Declaration: Include when the goods may be used for mixed personal/business use

1. Schedule 1 - Payment Schedule: Detailed breakdown of installment payments, including dates and amounts

2. Schedule 2 - Goods Description: Detailed description of the goods being purchased and used as security

3. Schedule 3 - Fees and Charges: Comprehensive list of all applicable fees and charges

4. Schedule 4 - Insurance Requirements: Detailed insurance requirements and minimum coverage

5. Appendix A - Information Statement: Mandatory information statement required under the National Credit Code

6. Appendix B - Direct Debit Request Form: Standard form for setting up direct debit payments

7. Appendix C - Statutory Notices: Required statutory notices and warnings under relevant legislation