1. Guarantor Provisions: Required when there is a guarantor for the loan, including guarantor obligations and rights

2. Multiple Borrowers: Additional provisions for joint and several liability when there are multiple borrowers

3. Interest Rate Variation: Include when the loan has variable interest rates or rate adjustment mechanisms

4. Early Repayment: Terms for early loan repayment including any penalties or fees

5. Insurance Requirements: Specific insurance obligations for the secured property

6. Construction Provisions: Required for construction loans with progressive drawdowns

7. Cross-Collateralization: When security includes multiple properties or extends to other loans

8. Electronic Transaction Terms: Required when the loan note will be executed or managed electronically

1. Schedule 1 - Loan Terms: Key financial terms including amount, interest rate, and payment schedule

2. Schedule 2 - Property Details: Full legal description and details of the secured property

3. Schedule 3 - Payment Schedule: Detailed amortization schedule or payment terms

4. Schedule 4 - Fees and Charges: Comprehensive list of all applicable fees and charges

5. Schedule 5 - Special Conditions: Any special or additional conditions specific to this loan

6. Appendix A - Required Insurances: Details of required insurance coverage for the security property

7. Appendix B - Form of Drawdown Notice: Template for requesting loan disbursements if progressive drawdown applies

8. Appendix C - Compliance Documents: List of required compliance documents and certificates