1. Security: Include when collateral or security is required for the payment plan

2. Early Payment Provisions: Include when there are specific terms or benefits for early payment completion

3. Third-Party Guarantor: Include when a guarantor is providing additional security for the payment plan

4. Hardship Provisions: Include detailed hardship provisions when dealing with consumer debtors

5. Interest Charges: Include when interest is applicable to the payment plan

6. Direct Debit Authorization: Include when automatic payments are being established

7. Privacy and Data Protection: Include detailed privacy terms when collecting significant personal or financial information

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment amounts, dates, and running balance

2. Schedule 2 - Original Debt Documentation: Copy or summary of the original debt or purchase agreement

3. Schedule 3 - Direct Debit Request Form: Standard form for setting up automatic payments if applicable

4. Appendix A - Proof of Identity Requirements: Lists acceptable forms of identification and verification requirements

5. Appendix B - Financial Hardship Application Form: Standard form for requesting hardship variations to the payment plan