1. Security: Required when the facility is secured by assets or guarantees, detailing the security arrangement and enforcement rights

2. Guarantor Provisions: Included when there are personal or corporate guarantors for the facility

3. Special Conditions: Used when there are unique terms specific to the borrower or facility

4. Insurance Requirements: Included when specific insurance coverage is required as a condition of the facility

5. Multiple Borrower Provisions: Required when there are multiple borrowers, defining joint and several liability

6. Review Events: Optional section for facilities subject to periodic review, detailing review triggers and processes

7. Redraw Facility: Included if the facility allows for redraw of excess payments

8. Card Access Provisions: Required if the facility includes credit card or payment card access

1. Schedule 1 - Facility Details: Details specific financial terms including credit limit, interest rates, fees, and charges

2. Schedule 2 - Drawdown Notice: Template form for requesting drawdowns under the facility

3. Schedule 3 - Security Details: Lists and describes all security provided for the facility

4. Schedule 4 - Special Conditions: Lists any special conditions or variations to standard terms

5. Schedule 5 - Fee Schedule: Comprehensive list of all fees and charges applicable to the facility

6. Appendix A - Direct Debit Request: Standard form for setting up direct debit payments

7. Appendix B - Privacy Consent: Required privacy and credit reporting consent forms

8. Appendix C - Information Statement: Mandatory information statement under the National Credit Code