1. Guarantor Provisions: Required when a guarantor is providing additional security for the loan

2. Insurance Requirements: Include when specific insurance coverage is required as a condition of the loan

3. Early Repayment: Details of early repayment options and any associated fees, if permitted

4. Electronic Communication Consent: Include when parties agree to receive notices and communications electronically

5. Direct Debit Authorization: Required when automatic payments are being set up

6. Privacy Consent: Detailed privacy provisions when extensive personal information handling is involved

7. Special Conditions: Include when there are specific terms unique to this particular credit arrangement

1. Schedule 1 - Credit Details: Key financial information including amount, term, interest rate, and payment schedule

2. Schedule 2 - Fees and Charges: Detailed breakdown of all fees and charges applicable to the credit facility

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

4. Schedule 4 - Security Details: Description of any security provided, including asset details if applicable

5. Appendix A - Information Statement: Mandatory information statement required under the National Credit Code

6. Appendix B - Direct Debit Request Form: Standard form for setting up direct debit payments

7. Appendix C - Privacy Consent Form: Detailed privacy consent and credit reporting authorization