1. Security: Details of any security or collateral provided for the debt - include when the debt is secured

2. Guarantor Provisions: Terms applying to guarantors - include when a guarantor is involved

3. Early Payment Provisions: Terms for early repayment options and any associated fees or discounts - include when early repayment is permitted

4. Hardship Provisions: Process for requesting payment variations due to hardship - include when dealing with consumer debtors

5. Insurance Requirements: Any insurance requirements related to secured assets - include when security is involved

6. Privacy and Information Sharing: Extended privacy terms - include when dealing with consumer debtors or when extensive information sharing is required

7. Debt Collection Practices: Agreed terms for debt collection activities - include when third-party debt collectors may be involved

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment amounts, dates, and installments

2. Schedule 2 - Debt Calculation: Detailed calculation of the total debt amount, including principal, interest, and any fees

3. Schedule 3 - Security Details: Detailed description of any security or collateral (if applicable)

4. Appendix A - Direct Debit Authorization: Form for setting up automatic payments (if applicable)

5. Appendix B - Statement of Financial Position: Current financial status of the debtor (if required)