1. Insurance Requirements: Required when the credit provider requires specific insurance coverage for the purchased goods

2. Guarantor Provisions: Include when a guarantor is required to secure the credit facility

3. Direct Debit Authorization: Include when automatic payments are being established

4. Special Conditions: For any non-standard terms specific to this credit arrangement

5. PPSR Registration: Include when the credit provider will register a security interest on the Personal Property Securities Register

6. Early Repayment: Include when early repayment options and calculations need to be specified

7. Commission Disclosure: Required when third-party introducers or brokers are involved

1. Schedule 1 - Credit Details: Detailed breakdown of the credit amount, interest calculations, and payment schedule

2. Schedule 2 - Goods Description: Detailed description of the goods being purchased including serial numbers and specifications

3. Schedule 3 - Fees and Charges: Comprehensive list of all fees and charges applicable to the credit facility

4. Schedule 4 - Direct Debit Request: Direct debit authority form and terms

5. Appendix A - Information Statement: Mandatory information statement required under the National Credit Code

6. Appendix B - Key Facts Sheet: Summary of key information about the credit contract as required by legislation