1. Financial Covenants: Specific financial ratios and requirements - include for larger or complex loans

2. Hedging Requirements: Interest rate or currency hedging obligations - include if hedging is required

3. Syndication Rights: Terms for potential loan syndication - include for larger facilities

4. Material Adverse Change: MAC clause definition and implications - include for significant loan amounts

5. Insurance Requirements: Specific insurance obligations - include when security includes physical assets

6. Environmental Obligations: Environmental compliance requirements - include for environmentally sensitive industries

7. Review Events: Circumstances triggering loan review - include for longer-term facilities

8. Security Release Mechanics: Process for releasing security - include for complex security structures

1. Indicative Repayment Schedule: Preliminary amortization schedule showing expected repayment dates and amounts

2. Security Assets Schedule: List of assets proposed as security (if complex security package)

3. Fee Schedule: Detailed breakdown of all applicable fees and charges

4. Required Information List: List of due diligence documents and information required from borrower