1. Co-Signer Details: Used when there is a co-signer guaranteeing the payment, including their obligations and liability

2. Collateral: Used when specific assets are pledged as security for the payment

3. Prepayment Terms: Include when early payment options are available, specifying any penalties or benefits

4. Insurance Provisions: Used when funeral insurance is linked to the promissory note

5. Transfer and Assignment: Include when the note may be transferred or assigned to other parties

6. Late Payment Penalties: Optional section detailing additional charges for late payments

7. Dispute Resolution: Alternative dispute resolution procedures if parties wish to specify mediation or arbitration

1. Schedule A - Payment Plan: Detailed payment schedule showing installment amounts, due dates, and running balance

2. Schedule B - Funeral Service Specifications: Detailed description of funeral services, including specific items, services, and their individual costs

3. Schedule C - Supporting Documents: Copies of relevant documents such as ID documents, death certificates when applicable, and proof of address

4. Appendix 1 - Terms and Conditions: Standard terms and conditions of the funeral service provider

5. Appendix 2 - Funeral Service Provider's License: Copy of funeral service provider's business license and registrations