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1. Parties: Identification of the Lender and Borrower with full legal names and registration details
2. Background: Context of the investment loan, purpose, and general intent of the parties
3. Definitions and Interpretation: Detailed definitions of terms used in the agreement and rules of interpretation
4. Loan Amount and Purpose: Specification of the loan amount and detailed description of its intended investment purpose
5. Interest and Fees: Interest rate specifications, calculation methods, and applicable fees in compliance with NCA regulations
6. Disbursement Terms: Conditions precedent to disbursement and disbursement mechanics
7. Repayment Terms: Repayment schedule, method of payment, and early repayment provisions
8. Security Arrangements: Details of security or collateral provided for the loan
9. Representations and Warranties: Statements of fact and assurances from both parties
10. Borrower Covenants: Positive and negative obligations of the borrower during the loan term
11. Events of Default: Circumstances constituting default and consequential rights of the lender
12. Remedies: Lender's rights and remedies upon default
13. Compliance Requirements: FICA and other regulatory compliance obligations
14. General Provisions: Standard clauses including notices, amendments, governing law, and jurisdiction
1. Guarantees: Terms of personal or corporate guarantees, used when additional security is required
2. Special Investment Conditions: Specific conditions related to the investment purpose, included when the loan is for specific investment types
3. Insurance Requirements: Specific insurance obligations, included when particular insurance coverage is required
4. Co-Borrower Provisions: Terms governing multiple borrowers, used when there is more than one borrower
5. Currency Provisions: Terms dealing with foreign currency aspects, used for cross-border investments
6. Step-In Rights: Lender's rights to take control of investments in specific circumstances, used for high-value or high-risk investments
7. Investment Management: Terms regarding oversight of investment activities, used when lender requires control over investment decisions
1. Schedule 1 - Loan Details: Detailed breakdown of loan amount, interest rates, fees, and repayment schedule
2. Schedule 2 - Security Details: Comprehensive description of all security or collateral provided
3. Schedule 3 - Conditions Precedent: List of all documents and conditions required before disbursement
4. Schedule 4 - Investment Plan: Detailed description of the proposed investment and use of funds
5. Schedule 5 - Compliance Documents: FICA and other regulatory compliance documentation requirements
6. Appendix A - Payment Instructions: Bank account details and payment procedures
7. Appendix B - Reporting Requirements: Templates and schedules for required financial and investment reports
8. Appendix C - Security Registration Forms: Forms required for registration of security interests
Purpose
Interest
Fees and Charges
Disbursement
Repayment
Security
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Remedies
Assignment
Confidentiality
Force Majeure
Notices
Governing Law
Jurisdiction
Dispute Resolution
Amendment
Waiver
Severability
Entire Agreement
Counterparts
Investment Conditions
Regulatory Compliance
Anti-Money Laundering
Information Undertakings
Security Enforcement
Set-off
Tax
Indemnification
Insurance
Acceleration
Reporting Requirements
Change of Control
Termination
Financial Services
Banking
Investment Management
Real Estate
Private Equity
Commercial Property
Agriculture
Mining
Manufacturing
Retail
Technology
Infrastructure Development
Renewable Energy
Legal
Finance
Compliance
Risk Management
Credit Administration
Investment Operations
Treasury
Due Diligence
Corporate Banking
Portfolio Management
Chief Financial Officer
Investment Manager
Legal Counsel
Compliance Officer
Credit Risk Manager
Investment Analyst
Portfolio Manager
Financial Director
Corporate Banker
Treasury Manager
Legal Director
Risk Officer
Investment Consultant
Loan Officer
Due Diligence Specialist
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