Fair Credit Billing Act (FCBA): Federal law that protects consumers from unfair billing practices and provides mechanisms for addressing billing errors in credit transactions

Electronic Fund Transfer Act (EFTA): Federal law governing electronic money transfers, establishing rights and responsibilities for both consumers and financial institutions

Truth in Lending Act (TILA): Federal law requiring clear disclosure of lending terms and costs to protect consumers in credit transactions

Fair Credit Reporting Act (FCRA): Federal law regulating the collection and use of consumer credit information

PCI DSS Requirements: Industry security standards for organizations handling credit card information to ensure safe transaction processing

State Electronic Transaction Laws: Various state-specific regulations governing electronic transactions and digital signatures

State Consumer Protection Laws: State-level laws designed to protect consumers from unfair practices in financial transactions

State Banking Regulations: State-specific rules governing banking operations and financial transactions

Gramm-Leach-Bliley Act (GLBA): Federal law requiring financial institutions to explain their information-sharing practices and protect sensitive data

State Privacy Laws: State-specific regulations governing the protection and handling of personal and financial information