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1. Parties: Identification of the vendor/finance provider and the customer/borrower
2. Background: Context of the agreement, relationship between parties, and purpose of the vendor finance arrangement
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. Finance Amount and Purpose: Specification of the finance amount, purpose, and terms of disbursement
5. Interest and Fees: Details of interest rates, calculation methods, and applicable fees
6. Repayment Terms: Payment schedule, method of payment, and prepayment provisions
7. Security and Asset Ownership: Details of security arrangements and ownership rights over financed assets
8. Conditions Precedent: Conditions that must be satisfied before the agreement becomes effective
9. Representations and Warranties: Statements of fact and assurances from both parties
10. Covenants: Ongoing obligations of the parties during the term of the agreement
11. Events of Default: Circumstances constituting default and consequences thereof
12. Enforcement and Remedies: Rights and remedies available to parties in case of default
13. Term and Termination: Duration of the agreement and termination provisions
14. General Provisions: Standard legal provisions including notices, amendments, governing law
1. Insurance Requirements: Detailed insurance obligations - include when financing high-value assets
2. Tax Provisions: Specific tax arrangements - include when tax implications are significant or complex
3. Cross-Security Provisions: Include when multiple assets or agreements are cross-collateralized
4. Guarantees: Include when third-party guarantees are part of the security structure
5. Assignment and Transfer: Include when rights to assign or transfer the agreement need specific regulation
6. Data Protection: Detailed GDPR compliance provisions - include for B2C transactions
7. Maintenance and Usage Requirements: Include when the financed asset requires specific maintenance or usage standards
1. Schedule 1 - Asset Description: Detailed description of the financed assets including specifications and value
2. Schedule 2 - Payment Schedule: Detailed repayment schedule including dates and amounts
3. Schedule 3 - Interest Calculation: Methodology and examples of interest calculations
4. Schedule 4 - Security Documents: Forms of security documents and guarantees
5. Schedule 5 - Conditions Precedent Documents: List of required documents and conditions to be satisfied
6. Appendix A - Form of Drawdown Notice: Standard form for requesting disbursement
7. Appendix B - Form of Compliance Certificate: Standard form for periodic compliance certification
8. Appendix C - Insurance Requirements: Detailed insurance specifications and requirements
Advance
Applicable Law
Asset(s)
Business Day
Conditions Precedent
Confidential Information
Default Interest Rate
Default Event
Delivery Date
Drawdown Date
Drawdown Notice
Early Termination Fee
Effective Date
Encumbrance
Event of Default
Finance Amount
Finance Documents
Financial Indebtedness
Financed Assets
Force Majeure Event
Guarantor
Interest Payment Date
Interest Period
Interest Rate
Late Payment Interest
Material Adverse Effect
Payment Date
Permitted Encumbrance
Purchase Price
Regulatory Authority
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Supplier
Tax
Term
Transaction Documents
Transfer
VAT
Vendor Finance Amount
Working Capital
Payment Obligations
Interest
Security
Asset Ownership
Title Retention
Conditions Precedent
Representations and Warranties
Covenants
Events of Default
Enforcement
Risk Allocation
Insurance
Asset Maintenance
Delivery
Default Interest
Early Termination
Assignment
Confidentiality
Force Majeure
Notices
Amendment
Waiver
Severability
Entire Agreement
Third Party Rights
Data Protection
Anti-Money Laundering
Regulatory Compliance
Tax
Dispute Resolution
Governing Law
Jurisdiction
Indemnification
Set-off Rights
Further Assurance
Costs and Expenses
Manufacturing
Construction
Technology
Transportation and Logistics
Healthcare
Agriculture
Industrial Equipment
Energy
Telecommunications
Infrastructure
Legal
Finance
Commercial
Sales
Credit and Risk
Treasury
Compliance
Operations
Business Development
Account Management
Chief Financial Officer
Finance Director
Legal Counsel
Commercial Director
Credit Manager
Risk Manager
Treasury Manager
Contracts Manager
Business Development Manager
Sales Director
Operations Manager
Compliance Officer
Financial Controller
Account Manager
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