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1. Parties: Identification of the finance provider, vendor, and customer/borrower with their complete legal details
2. Background: Context of the financing arrangement, relationship between parties, and purpose of the agreement
3. Definitions: Definitions of key terms used throughout the agreement
4. Facility Terms: Core financial terms including facility amount, purpose, availability period, and drawdown conditions
5. Interest and Fees: Interest calculation method, applicable rates, fees, and payment terms
6. Repayment Terms: Repayment schedule, prepayment provisions, and payment mechanics
7. Security Arrangements: Details of security/collateral provided, including fiduciary security arrangements
8. Conditions Precedent: Conditions that must be satisfied before the facility becomes available
9. Representations and Warranties: Standard and transaction-specific representations by all parties
10. Covenants: Positive and negative obligations of the parties during the facility period
11. Events of Default: Circumstances constituting default and consequences thereof
12. Regulatory Compliance: Compliance with Indonesian financial regulations and reporting requirements
13. Governing Law and Dispute Resolution: Choice of Indonesian law and dispute resolution mechanisms
14. Miscellaneous: Standard boilerplate provisions including notices, amendments, and assignments
1. Insurance: Required when financed assets need specific insurance coverage
2. Third Party Rights: Needed when other parties have interests in the financed assets
3. Tax Provisions: Detailed tax provisions required for complex financing structures or cross-border elements
4. Electronic Commerce: Required when the financing involves e-commerce or digital platforms
5. Agency Provisions: Needed in syndicated or multi-lender arrangements
6. Currency Provisions: Required for financing involving foreign currency
7. Parent Company Guarantee: Include when additional corporate guarantee is required
1. Facility Details: Detailed breakdown of the facility amount, interest rates, and fee structure
2. Repayment Schedule: Detailed amortization schedule with payment dates and amounts
3. Form of Drawdown Notice: Standard form for requesting disbursements under the facility
4. Security Documents: Forms of security documents including fiduciary transfer declarations
5. Conditions Precedent Documents: List of required documents and conditions to be satisfied
6. Financed Assets: Detailed description and valuation of assets being financed
7. Vendor Supply Terms: Key terms of supply arrangement between vendor and customer
8. Compliance Certificates: Template certificates for ongoing compliance reporting
9. Insurance Requirements: Detailed insurance requirements and approved insurers
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