1. Security: Details of any collateral or security provided for the loan, used when the parties agree to secure the loan with specific assets

2. Early Repayment: Terms for early repayment of the loan, including any penalties or benefits, used when parties want to explicitly allow for this possibility

3. Death or Incapacity: Provisions dealing with what happens if either party dies or becomes incapacitated during the loan term

4. Tax Implications: Acknowledgment of tax consequences and responsibilities, particularly relevant for larger loans or when interest is charged

5. Dispute Resolution: Specific procedures for resolving disagreements, useful for larger loans or complex family situations

6. Assignment: Whether the loan can be assigned to other family members or third parties, useful in complex family situations

7. Witness Requirements: Space for witness signatures if desired for additional formality

1. Schedule A - Repayment Schedule: Detailed breakdown of repayment dates and amounts, particularly useful for installment payments

2. Schedule B - Loan Disbursement Details: Specifics of how and when the loan amount will be transferred

3. Appendix 1 - Proof of Funds: Documentation showing the source of the loan funds, if required

4. Appendix 2 - Purpose Declaration: Detailed description of the loan purpose and intended use of funds

5. Appendix 3 - Tax Considerations: Summary of relevant tax implications and agreements between parties regarding tax responsibilities