1. Insurance Requirements: Required when the collateral must be insured

2. Guarantor Provisions: Include when a third party guarantees the loan

3. Additional Security: Used when multiple assets are provided as collateral

4. Prepayment Terms: Include if early repayment is allowed or restricted

5. Assignment and Transfer: Include if either party may assign their rights

6. Cross-Default: Include when other loans or agreements can trigger default

7. Financial Covenants: Include for business loans requiring financial performance metrics

8. Tax Provisions: Include when tax implications need specific addressing

9. Force Majeure: Include when specific events should excuse performance

10. Dispute Resolution: Include when specific arbitration or mediation procedures are required

1. Schedule 1 - Loan Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

2. Schedule 2 - Collateral Description: Detailed description and documentation of collateral assets

3. Schedule 3 - Collateral Valuation Report: Professional valuation of the collateral assets

4. Schedule 4 - Insurance Requirements: Specific insurance requirements for the collateral

5. Schedule 5 - Form of Draw Down Notice: Template for requesting loan disbursement

6. Schedule 6 - Permitted Security Interests: List of any pre-existing liens or encumbrances on the collateral

7. Appendix A - Required Documents: List of documents required for loan processing and security perfection

8. Appendix B - Condition Precedent Documents: Documents required before loan disbursement

9. Appendix C - Form of Compliance Certificate: Template for periodic compliance reporting if required