1. Guarantor Provisions: Include when there is a personal or corporate guarantor for the loan

2. Insurance Requirements: Include when specific insurance coverage is required for the collateral

3. Prepayment Provisions: Include when early repayment is allowed with specific terms or penalties

4. Assignment and Transfer: Include when either party may need to transfer their rights or obligations

5. Additional Security Provisions: Include when multiple properties or assets are used as security

6. Special Purpose Vehicle Requirements: Include when the borrower is required to create an SPV

7. Construction Draw Provisions: Include when the loan is for construction or renovation purposes

1. Schedule 1 - Property Details: Detailed description of the property or assets serving as collateral

2. Schedule 2 - Payment Schedule: Detailed repayment schedule with dates and amounts

3. Schedule 3 - Conditions Precedent Documents: List of required documents and conditions to be met before disbursement

4. Schedule 4 - Security Documents: List and copies of all security documents

5. Schedule 5 - Fees and Charges: Detailed breakdown of all fees, charges, and interest calculations

6. Appendix A - Valuation Report: Professional valuation of the collateral property or assets

7. Appendix B - Title Documents: Copies of relevant title documents and property rights

8. Appendix C - Form of Drawdown Notice: Standard form for requesting loan disbursement