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1. Parties: Identification of the lender and borrower with full legal names, addresses, and registration details
2. Background: Context of the loan agreement and brief description of the purpose
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Interest Rate and Fees: Details of interest rate, calculation method, and any associated fees
6. Security and Collateral: Description of the property or assets serving as collateral and security arrangements
7. Term and Repayment: Loan duration, repayment schedule, and early repayment provisions
8. Conditions Precedent: Conditions that must be satisfied before the loan is advanced
9. Representations and Warranties: Statements of fact and assurances from the borrower
10. Covenants: Ongoing obligations of the borrower during the loan term
11. Events of Default: Circumstances that constitute default and consequences
12. Enforcement Rights: Lender's rights and remedies in case of default
13. Costs and Expenses: Allocation of costs related to the loan agreement
14. Notices: Communication requirements and contact details
15. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction
1. Guarantees: Required when there is a third-party guarantor for the loan
2. Insurance Requirements: Detailed insurance obligations when specific insurance coverage is required for the collateral
3. Property Management: Included when the collateral property has specific management requirements
4. Environmental Matters: Required when the collateral property may have environmental risks or obligations
5. Construction Provisions: Included when the loan is for construction or renovation purposes
6. Multiple Lenders: Required when there are multiple lenders or syndication arrangements
7. Cross-Default: Included when there are other loans or financial agreements that should trigger default
8. Tax Provisions: Detailed tax arrangements when specific tax considerations apply
1. Property Description: Detailed legal description of the collateral property
2. Payment Schedule: Detailed repayment schedule including dates and amounts
3. Fee Schedule: Breakdown of all fees and charges associated with the loan
4. Condition Report: Current condition assessment of the collateral property
5. Required Insurance: Specific insurance requirements and minimum coverage amounts
6. Form of Drawdown Notice: Template for requesting loan disbursements
7. Form of Security Documents: Templates for mortgage and other security documents
8. Valuation Report: Professional valuation of the collateral property
Applicable Law
Approved Valuer
Business Day
Collateral
Collateral Property
Conditions Precedent
Default Interest Rate
Default Notice
Drawdown
Drawdown Date
Drawdown Notice
Due Diligence
Effective Date
Enforcement Event
Event of Default
Facility
Final Maturity Date
Financial Indebtedness
Insurance Policies
Interest Payment Date
Interest Period
Interest Rate
Lender's Security
Loan
Loan Amount
Material Adverse Effect
Mortgage
Payment Date
Permitted Purpose
Property Documents
Property Rights
Repayment Date
Repayment Schedule
Security Agent
Security Documents
Security Interest
Swiss Francs
Term
Title Documents
Valuation
Valuation Report
Interest and Fees
Security and Collateral
Repayment Terms
Conditions Precedent
Representations and Warranties
Borrower Covenants
Property Maintenance
Insurance Requirements
Default and Remedies
Acceleration
Security Enforcement
Assignment and Transfer
Notices
Costs and Expenses
Tax Provisions
Force Majeure
Confidentiality
Data Protection
Severability
Amendment and Modification
Entire Agreement
Governing Law
Jurisdiction
Dispute Resolution
Property Valuation
Due Diligence
Environmental Compliance
Title and Ownership
Registration Requirements
Indemnification
Reporting Requirements
Insurance Obligations
Property Inspection
Construction Requirements
Loan Purpose
Early Repayment
Default Interest
Cross-Default
Security Agent Provisions
Anti-Money Laundering
Real Estate
Private Lending
Construction
Property Development
Commercial Real Estate
Residential Real Estate
Alternative Financing
Asset-Based Lending
Property Investment
Legal
Finance
Real Estate
Risk Management
Compliance
Credit Analysis
Property Management
Investment
Asset Management
Loan Operations
Chief Financial Officer
Real Estate Manager
Lending Officer
Credit Risk Manager
Property Developer
Real Estate Investor
Legal Counsel
Finance Director
Investment Manager
Asset Manager
Loan Officer
Compliance Officer
Real Estate Broker
Portfolio Manager
Property Valuation Specialist
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