This Legally Binding Loan Agreement template is designed for use in Switzerland and complies with Swiss federal laws, particularly the Swiss Code of Obligations (OR/CO) and relevant banking regulations. It serves as a comprehensive framework for documenting loan transactions between various parties, whether they are financial institutions, companies, or private individuals. The agreement should be used whenever a formal lending arrangement is established in Switzerland, requiring detailed documentation of the loan amount, interest rates, repayment terms, and security arrangements. It includes mandatory provisions required under Swiss law while allowing customization for specific lending scenarios. The document is particularly important for ensuring enforceability of the loan terms and providing clear remedies in case of default, while meeting Swiss regulatory requirements for lending transactions.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification and details of the lender and borrower, including full legal names, addresses, and registration details if applicable
2. Background: Context of the loan agreement, relationship between parties, and purpose of the loan
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Interest Rate: Interest rate specification, calculation method, and payment frequency
6. Repayment Terms: Repayment schedule, payment methods, and prepayment provisions
7. Conditions Precedent: Conditions that must be satisfied before the loan is disbursed
8. Representations and Warranties: Statements of fact and assurances given by the borrower
9. Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Circumstances that constitute default and consequences thereof
11. Notices: How and where formal communications between parties should be made
12. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction for disputes
13. Miscellaneous: Standard boilerplate provisions including severability, entire agreement, and amendments
1. Security: Details of any collateral or security interests - include when loan is secured
2. Guarantees: Terms of any guarantees or third-party assurances - include when there are guarantors
3. Insurance Requirements: Required insurance coverage for secured assets - include for secured loans
4. Tax Provisions: Handling of taxes and withholdings - include for cross-border loans or significant amounts
5. Assignment and Transfer: Rights to transfer or assign the loan - include for transferable loans
6. Financial Covenants: Specific financial metrics to be maintained - include for business loans
7. Regulatory Compliance: Specific regulatory requirements - include for regulated lenders or borrowers
8. Co-Borrower Provisions: Terms applying to multiple borrowers - include when there are co-borrowers
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Security Details: Detailed description of any collateral or security interests
3. Conditions Precedent Documents: List of required documents and conditions to be satisfied
4. Form of Drawdown Notice: Template for requesting loan disbursement
5. Form of Compliance Certificate: Template for periodic compliance reporting
6. Guarantor Documents: Forms and documents related to guarantees
7. Fee Schedule: Detailed breakdown of any applicable fees
Relevant legal definitions
Agreement
Applicable Law
Banking Day
Borrower
Business Day
Conditions Precedent
Default Interest
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Facility
Final Repayment Date
Financial Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Parties
Permitted Purpose
Principal
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Swiss Francs
Tax
Term
Outstanding Amount
Guarantor
Guarantee
Secured Obligations
Signing Date
Effective Date
Maturity Date
Default Notice
Compliance Certificate
Representations
Warranties
Security Provider
Collateral
Required Documents
Permitted Transfer
Notice
Interest Calculation Period
Reference Rate
Applicable Law
Banking Day
Borrower
Business Day
Conditions Precedent
Default Interest
Default Rate
Drawdown
Drawdown Date
Drawdown Notice
Event of Default
Facility
Final Repayment Date
Financial Indebtedness
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Loan Amount
Material Adverse Effect
Parties
Permitted Purpose
Principal
Repayment Date
Repayment Schedule
Security
Security Documents
Security Interest
Swiss Francs
Tax
Term
Outstanding Amount
Guarantor
Guarantee
Secured Obligations
Signing Date
Effective Date
Maturity Date
Default Notice
Compliance Certificate
Representations
Warranties
Security Provider
Collateral
Required Documents
Permitted Transfer
Notice
Interest Calculation Period
Reference Rate
Clauses
Interpretation
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Representations and Warranties
Information Undertakings
General Undertakings
Financial Covenants
Events of Default
Acceleration
Set-off
Assignment and Transfer
Costs and Expenses
Indemnities
Notices
Amendments and Waivers
Severability
Counterparts
Confidentiality
Data Protection
Force Majeure
Anti-Money Laundering
Governing Law
Jurisdiction
Dispute Resolution
Entire Agreement
Third Party Rights
Time of Essence
Further Assurance
Guarantee
Tax Gross-up
Currency
Payment Mechanics
Default Interest
Calculation of Interest
Loan Facility
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Security
Representations and Warranties
Information Undertakings
General Undertakings
Financial Covenants
Events of Default
Acceleration
Set-off
Assignment and Transfer
Costs and Expenses
Indemnities
Notices
Amendments and Waivers
Severability
Counterparts
Confidentiality
Data Protection
Force Majeure
Anti-Money Laundering
Governing Law
Jurisdiction
Dispute Resolution
Entire Agreement
Third Party Rights
Time of Essence
Further Assurance
Guarantee
Tax Gross-up
Currency
Payment Mechanics
Default Interest
Calculation of Interest
Relevant Industries
Banking
Financial Services
Real Estate
Construction
Manufacturing
Retail
Technology
Healthcare
Education
Agriculture
Professional Services
Transportation
Energy
Hospitality
Relevant Teams
Legal
Finance
Treasury
Risk Management
Compliance
Credit Administration
Corporate Banking
Retail Banking
Investment
Operations
Documentation
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Risk Manager
Credit Manager
Loan Officer
Treasury Manager
Compliance Officer
Financial Controller
Banking Manager
Legal Director
Contract Manager
Business Development Manager
Financial Analyst
Investment Manager
Portfolio Manager
Find the exact document you need
Personal Loan Contract Between Family
Swiss-law governed agreement formalizing loan arrangements between family members, including terms for amount, repayment, and interest.
find out more
Legally Binding Loan Agreement
Swiss law-governed loan agreement establishing terms and conditions for lending arrangements, including loan amount, interest, repayment terms, and party obligations.
find out more
Simple Shareholder Loan Agreement
A Swiss-law governed agreement documenting the terms of a loan from a shareholder to their company, including key commercial terms and compliance requirements.
find out more
Employer Loan To Employee Agreement
A Swiss law-governed agreement establishing terms for an employer-provided loan to an employee, including loan amount, repayment terms, and employment-related provisions.
find out more
Unsecured Personal Loan Agreement
Swiss law-governed agreement for unsecured personal lending, compliant with Swiss Code of Obligations and Consumer Credit Act requirements.
find out more
Term Loan Facility Agreement
Swiss law-governed agreement establishing terms and conditions for a term loan facility, including loan amount, interest, repayment, and security arrangements.
find out more
Personal Loan Letter
A Swiss-law governed Personal Loan Letter documenting terms and conditions of a personal loan, including amount, interest, and repayment terms.
find out more
Family Member Promissory Note
A Swiss-law governed promissory note documenting loan arrangements between family members, incorporating specific provisions for familial financial arrangements and Swiss legal requirements.
find out more
Loan Agreement Between Family Members
Swiss law-governed loan agreement template for structured lending arrangements between family members, incorporating key Swiss legal requirements and family law considerations.
find out more
Facility Loan Agreement
Swiss law-governed agreement establishing terms and conditions for providing loan facilities, including key lending terms, security arrangements, and regulatory compliance requirements.
find out more
Overagreement
A Swiss law framework agreement establishing master terms for ongoing business relationships and future transactions.
find out more
Loan Note Register
A Swiss law-governed register documenting the ownership and transfer of loan notes, serving as the official record under Swiss securities regulations.
find out more
Litigation Financing Agreement
Swiss law-governed agreement establishing terms for third-party litigation funding, including funding scope, returns, and control mechanisms.
find out more
Inter Corporate Loan Agreement
A Swiss law-governed agreement establishing terms for corporate-to-corporate lending, structured under Swiss Code of Obligations and financial regulations.
find out more
House Loan Contract
A Swiss law-governed agreement between a lender and borrower for residential property financing, detailing loan terms, security arrangements, and obligations under Swiss banking regulations.
find out more
Money Lending Form
A Swiss-law governed agreement establishing terms and conditions for lending money, compliant with Swiss banking and financial regulations.
find out more
Subordinated Loan Agreement
A Swiss law financing agreement documenting a subordinated loan arrangement where the lender's claims rank behind senior creditors, incorporating specific Swiss legal and regulatory requirements.
find out more
Promise Note
A Swiss law-governed formal instrument containing an unconditional promise to pay a specified sum of money to a designated party at a future date.
find out more
Interest Loan Agreement
A Swiss law-governed agreement establishing terms for an interest-bearing loan, including loan amount, interest rates, and repayment conditions.
find out more
Personal Loan Between Friends Contract
A Swiss law-governed agreement formalizing a personal loan arrangement between friends, including loan terms, repayment conditions, and parties' obligations.
find out more
Contract For Land Purchase
Swiss law-governed agreement for land transfer, requiring notarization and land registry registration, detailing property specifications, price, and transfer conditions.
find out more
Loan Participation Agreement
Swiss law-governed agreement establishing terms for a financial institution's participation in a loan made by another lender, including payment mechanics and risk allocation.
find out more
Investment Loan Contract
A Swiss law-governed agreement establishing terms for providing and managing investment-focused loan facilities, incorporating key Swiss regulatory requirements and investment criteria.
find out more
Facility Agreement
A Swiss law-governed agreement establishing terms and conditions for providing financial facilities, incorporating Swiss legal requirements and international lending practices.
find out more
Small Business Loan Contract
Swiss law-governed loan agreement for small business financing, compliant with Swiss banking regulations and commercial law.
find out more
Simple Loan Term Sheet
A preliminary document under Swiss law outlining key commercial and legal terms of a proposed loan arrangement, serving as the foundation for a detailed loan agreement.
find out more
Loan Forgiveness Agreement
A Swiss law-governed agreement documenting the release of a borrower from their obligation to repay all or part of an existing loan, including associated terms and conditions.
find out more
Loan And Mortgage Agreement
A Swiss law-governed agreement combining loan provisions with mortgage security arrangements, establishing terms for lending and property security in Switzerland.
find out more
Loan Agreement Term Sheet
A Swiss law-governed term sheet outlining key commercial and legal terms for a proposed loan facility, serving as the foundation for detailed loan documentation.
find out more
Line Of Credit Contract
A Swiss law-governed agreement establishing a flexible credit facility between a lender and borrower, setting out terms for accessing and repaying credit up to a predetermined limit.
find out more
International Loan Agreement
Swiss law-governed agreement establishing terms for international lending arrangements, including loan terms, security, and cross-border considerations.
find out more
Equipment Loan Agreement Form
Swiss law-governed agreement establishing terms for temporary equipment loans, including maintenance, liability, and return conditions.
find out more
Short Term Loan Agreement
Swiss law-governed agreement establishing terms and conditions for a short-term loan, including loan amount, interest, and repayment provisions.
find out more
Real Estate Mortgage Agreement
A Swiss law-governed agreement establishing a mortgage over real estate property, detailing loan terms and security arrangements under the Swiss mortgage certificate (Schuldbrief) system.
find out more
Real Estate Loan Agreement
A Swiss law-governed agreement setting out terms and conditions for real estate-secured financing, including loan terms, security arrangements, and compliance with Swiss banking and property regulations.
find out more
Mezzanine Loan Agreement
A Swiss law-governed agreement for subordinated debt financing with equity-like features, establishing terms for mezzanine lending including security, subordination, and potential equity conversion rights.
find out more
Master Loan Agreement
Swiss law-governed framework agreement establishing terms and conditions for ongoing lending relationships between financial institutions and borrowers.
find out more
Margin Loan Agreement
A Swiss law agreement governing margin lending facilities secured by financial instruments, compliant with Swiss financial services regulations and banking requirements.
find out more
Loan Note Agreement
A Swiss law-governed agreement documenting terms of loan notes issuance, including interest, repayment, and noteholder rights.
find out more
Loan Guarantee Agreement
A Swiss law-governed agreement where a guarantor secures a borrower's loan obligations, subject to Swiss Code of Obligations requirements.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)