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1. Parties: Identification of the lender (credit provider) and borrower, including full legal names, addresses, and registration details
2. Background: Context of the credit facility arrangement and purpose of the agreement
3. Definitions: Detailed definitions of terms used throughout the agreement
4. The Facility: Details of the credit facility including the credit limit, purpose, and availability period
5. Drawing and Utilization: Procedures and conditions for drawing down the credit facility
6. Interest and Fees: Interest rate calculation, payment terms, and applicable fees
7. Repayment: Terms and conditions for repayment, including minimum payments and payment schedules
8. Security: Details of any security or collateral required for the facility
9. Representations and Warranties: Statements of fact and assurances given by the borrower
10. Covenants: Ongoing obligations of the borrower during the term of the facility
11. Events of Default: Circumstances constituting default and consequences thereof
12. Termination: Conditions and procedures for terminating the facility
13. Notices: Communication requirements and contact details
14. Governing Law and Jurisdiction: Confirmation of Swiss law application and jurisdiction
1. Guarantee: Required when a third party guarantees the borrower's obligations
2. Syndication: Included when multiple lenders are involved in providing the credit facility
3. Currency Provisions: Required for multi-currency facilities
4. Insurance: Included when specific insurance requirements are imposed on the borrower
5. Change of Control: Required for corporate borrowers where ownership changes may affect the facility
6. Assignment and Transfer: Included when transfer rights need to be specifically addressed
7. Data Protection: Required when extensive personal data processing is involved
8. Tax Provisions: Included when specific tax considerations need to be addressed
1. Facility Terms: Detailed terms including credit limit, interest rates, and fee structure
2. Conditions Precedent: List of documents and conditions required before facility availability
3. Form of Drawdown Notice: Template for requesting drawdowns under the facility
4. Calculation of Interest and Fees: Detailed methodology for calculating interest and fees
5. Security Documents: List and copies of security documentation
6. Repayment Schedule: If applicable, detailed repayment terms and dates
7. Compliance Certificate: Template for periodic compliance reporting
8. Required Insurance: Details of insurance requirements and minimum coverage
Affiliate
Applicable Margin
Availability Period
Available Facility
Banking Day
Base Rate
Borrower
Business Day
Change of Control
Commitment
Compliance Certificate
Credit Limit
Default
Default Interest
Drawdown
Drawdown Date
Drawdown Notice
Encumbrance
Event of Default
Facility
Facility Documents
Finance Documents
Financial Indebtedness
Financial Statements
Guarantor
Interest Payment Date
Interest Period
Interest Rate
Lender
Material Adverse Effect
Maturity Date
Permitted Security
Potential Event of Default
Prepayment
Reference Banks
Repayment Date
Repeating Representations
Representatives
Security
Security Documents
Security Provider
Swiss Francs
Swiss LIBOR
Tax
Utilization
Utilization Date
Utilization Request
Drawdown
Interest
Fees
Repayment
Prepayment
Security
Representations and Warranties
Information Undertakings
Financial Covenants
General Undertakings
Events of Default
Market Disruption
Changes to Parties
Payment Mechanics
Set-off
Notices
Calculations
Amendments and Waivers
Confidentiality
Data Protection
Anti-Money Laundering
Force Majeure
Severability
Governing Law
Jurisdiction
Counterparts
Banking
Financial Services
Corporate Finance
Small and Medium Enterprises
Real Estate
Manufacturing
Retail
Construction
Technology
Healthcare
Professional Services
Agriculture
Hospitality
Legal
Finance
Treasury
Credit Risk
Compliance
Operations
Corporate Banking
Commercial Banking
Risk Management
Account Management
Business Development
Documentation
Chief Financial Officer
Finance Director
Treasury Manager
Corporate Banker
Relationship Manager
Credit Risk Manager
Legal Counsel
Compliance Officer
Financial Controller
Credit Analyst
Banking Operations Manager
Corporate Finance Manager
Business Development Manager
Account Manager
Risk Assessment Officer
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