1. Security: Used when there's additional security despite being primarily unsecured

2. Guarantor Provisions: Include when a guarantor is providing personal guarantee

3. Multiple Lenders: Required when there are multiple lenders to address sharing of rights

4. Special Repayment Terms: For cases with unique repayment structures or grace periods

5. Change of Control: For corporate borrowers where ownership changes need to be addressed

6. Cross-Default: When linking defaults under other agreements

7. Insurance: When specific insurance requirements are imposed on the borrower

1. Schedule 1 - Repayment Schedule: Detailed amortization schedule showing payment dates and amounts

2. Schedule 2 - Conditions Precedent: List of documents and conditions required before loan disbursement

3. Schedule 3 - Form of Drawdown Notice: Standard form for requesting loan disbursement

4. Schedule 4 - Form of Compliance Certificate: Template for periodic compliance certification by borrower

5. Appendix A - Calculation of Interest: Detailed methodology for interest calculation

6. Appendix B - Form of Transfer Certificate: Standard form for transferring loan participation