Financing Contract Agreement for Malta
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Financing Contract Agreement
"Need a Financing Contract Agreement under Maltese law for a €5 million corporate loan to a gaming company, with quarterly repayments starting March 2025 and including standard security provisions and gaming industry compliance requirements."
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1. Parties: Identification of the lender(s) and borrower(s) with full legal names and addresses
2. Background: Context of the financing arrangement and purpose of the loan
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. The Facility: Details of the financing facility, including amount, purpose, and availability
5. Conditions Precedent: Conditions that must be satisfied before the facility becomes available
6. Drawdown: Procedures and requirements for drawing down the facility
7. Interest: Interest rate, calculation method, and payment terms
8. Repayment: Repayment schedule, methods, and prepayment provisions
9. Representations and Warranties: Statements of fact and assurances given by the borrower
10. Covenants: Positive and negative obligations of the borrower during the facility period
11. Events of Default: Circumstances that constitute default and consequences
12. Changes to Parties: Rules regarding assignment and transfer of rights and obligations
13. Payments: Payment mechanics, currency, and set-off rights
14. Notices: Communication methods and contact details for formal notices
15. Governing Law and Jurisdiction: Maltese law as governing law and jurisdiction provisions
1. Security: Required when the facility is secured - details of security arrangements and enforcement
2. Guarantees: Required when there are guarantors - terms of guarantee and guarantor obligations
3. Syndication Provisions: Required for syndicated facilities with multiple lenders
4. Agency and Trust: Required in syndicated facilities to establish roles of facility agent and security trustee
5. Consumer Protection Provisions: Required when the borrower is a consumer under Maltese law
6. Insurance: Required when specific insurance coverage is mandatory for the facility
7. Tax Gross-Up and Indemnities: Required when tax implications need specific treatment
8. Increased Costs: Optional provisions for dealing with regulatory or market changes affecting lender costs
1. Conditions Precedent: Detailed list of required documents and conditions
2. Form of Drawdown Request: Template for borrower to request facility drawdown
3. Repayment Schedule: Detailed amortization or repayment schedule
4. Security Documents: Forms of security documents and perfection requirements
5. Fee Schedule: Detailed breakdown of all applicable fees
6. Form of Transfer Certificate: Template for transferring rights and obligations
7. Disclosure Schedule: Detailed disclosures against representations and warranties
8. Contact Details: Comprehensive contact information for all parties
Authors
Account Bank
Additional Lender
Affiliate
Agreement
Applicable Law
Authorisation
Available Commitment
Available Facility
Banking Day
Borrower
Break Costs
Business Day
Commitment
Compliance Certificate
Confidential Information
Default
Default Interest
Default Rate
Disruption Event
Drawdown Date
DrawDown Notice
EURIBOR
Event of Default
Facility
Facility Office
Fee Letter
Finance Document
Finance Party
Financial Indebtedness
Financial Statements
Guaranteed Obligations
Interest Payment Date
Interest Period
Legal Reservation
Lender
Loan
Margin
Material Adverse Effect
Obligor
Original Financial Statements
Original Jurisdiction
Party
Permitted Security
Potential Event of Default
Quotation Day
Reference Banks
Regulatory Requirement
Repeating Representations
Representative
Security
Security Document
Security Interest
Security Period
Security Provider
Taxes
Tax Deduction
Total Commitments
Transfer Certificate
Transfer Date
Unpaid Sum
Utilisation
Utilisation Date
VAT
Facility Terms
Purpose
Conditions Precedent
Drawdown
Repayment
Prepayment
Interest
Interest Periods
Fees
Tax Gross-Up
Increased Costs
Payments
Security
Representations
Information Covenants
Financial Covenants
General Covenants
Events of Default
Changes to Parties
Assignment and Transfer
Role of Agent
Role of Security Trustee
Accounts and Calculations
Set-Off
Notices
Confidentiality
Data Protection
Amendments and Waivers
Severability
Counterparts
Governing Law
Enforcement
Jurisdiction
Service of Process
Banking & Financial Services
Real Estate
Manufacturing
Retail
Technology
Healthcare
Tourism & Hospitality
Maritime
Gaming & Entertainment
Construction
Energy
Telecommunications
Professional Services
Transport & Logistics
Legal
Finance
Compliance
Risk Management
Treasury
Credit Administration
Corporate Banking
Investment Banking
Business Development
Operations
Account Management
Corporate Secretariat
Chief Financial Officer
Finance Director
Legal Counsel
Compliance Officer
Credit Manager
Risk Manager
Treasury Manager
Corporate Banker
Financial Controller
Investment Manager
Loan Officer
General Counsel
Corporate Secretary
Business Development Manager
Account Manager
Financial Analyst
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