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1. Parties: Identification of the Lender and Borrower with complete details
2. Background: Context of the loan, purpose, and basic transaction structure
3. Definitions: Key terms used throughout the document including Financial Terms, Security Terms, and Default provisions
4. Loan Amount and Purpose: Specification of the principal amount and permitted use of funds
5. Interest: Interest rate, calculation method, payment frequency, and default interest provisions
6. Repayment Terms: Repayment schedule, prepayment provisions, and payment mechanics
7. Security: Description of collateral/security and creation of security interest
8. Representations and Warranties: Standard declarations by the Borrower about their legal and financial status
9. Covenants: Positive and negative obligations of the Borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences thereof
11. Security Enforcement: Rights and remedies of the Lender in case of default
12. Miscellaneous: Standard boilerplate provisions including notices, amendments, governing law
1. Guarantee: Required when there is a third-party guarantor for the loan
2. Conditions Precedent: Include when disbursement is subject to fulfillment of specific conditions
3. Insurance: Required when specific insurance coverage of security is mandatory
4. Assignment and Transfer: Include if the loan note is intended to be transferable
5. Additional Security: Include when multiple forms of security are involved
6. Cross Default: Include when default under other specified agreements triggers default under this loan
7. Security Trustee: Required when there are multiple lenders requiring a security trustee arrangement
1. Repayment Schedule: Detailed amortization table with payment dates and amounts
2. Security Details: Detailed description and particulars of the security/collateral
3. Conditions Precedent: List of documents and conditions required before disbursement
4. Form of Disbursement Request: Standard format for requesting loan disbursement
5. Security Documents: Forms of various security documents required
6. Compliance Certificate: Format for periodic compliance reporting
7. Property Documents: List of title documents if property is provided as security
Security Interest
Loan Amount
Interest Rate
Default Interest Rate
Default Event
Business Day
Disbursement Date
Due Date
Maturity Date
Repayment Schedule
Security Documents
Permitted Security
Material Adverse Effect
Financial Indebtedness
Encumbrance
Secured Obligations
Security Period
Enforcement Event
Condition Precedent
Relevant Jurisdiction
Authorized Officer
Finance Documents
Potential Default
Disposal
Financial Statements
Security Provider
Guarantee
Insurance Proceeds
Permitted Disposal
Outstanding Amount
Payment Date
Relevant Authority
Security Enforcement Notice
Stamp Duty
Tax
Working Day
Borrower Account
Collection Account
Compliance Certificate
Interest
Repayment
Security Creation
Security Enforcement
Representations and Warranties
Covenants
Events of Default
Remedies
Indemnification
Assignment and Transfer
Notices
Governing Law
Jurisdiction
Force Majeure
Confidentiality
Costs and Expenses
Taxes
Insurance
Information Rights
Registration and Stamp Duty
Amendment and Modification
Severability
Entire Agreement
Waiver
Further Assurance
Banking & Financial Services
Real Estate
Manufacturing
Infrastructure
Agriculture
Retail
Technology
Healthcare
Education
Hospitality
Transportation & Logistics
Legal
Finance
Treasury
Credit Risk
Compliance
Corporate Banking
Loan Operations
Security & Collateral Management
Documentation
Corporate Secretarial
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Loan Officer
Credit Manager
Risk Manager
Treasury Manager
Compliance Officer
Company Secretary
Banking Relationship Manager
Security Trustee Officer
Documentation Specialist
Financial Controller
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