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1. Parties: Identification of the maker (borrower) and the payee (lender), including their full legal names, addresses, and any registration details
2. Background: Brief context of the transaction and relationship between the parties
3. Definitions: Key terms used throughout the document, including definitions of security, secured obligations, and enforcement events
4. Promise to Pay: Unconditional undertaking to pay a specific sum with details of the amount, interest rate, and payment terms
5. Security Creation: Express creation of the security interest over the specified assets
6. Security Obligations: Detailed description of the obligations being secured by the note
7. Representations and Warranties: Standard declarations about the maker's capacity, authority, and ownership of the secured assets
8. Covenants: Ongoing obligations of the maker regarding maintenance and preservation of the security
9. Events of Default: Circumstances that trigger immediate repayment obligation or enforcement rights
10. Enforcement Rights: Powers and remedies available to the payee upon default
11. Execution: Formal execution block including stamp duty declarations and witness requirements
1. Guarantee: Include when there is a third-party guarantor providing additional security
2. Interest Variation: Include when interest rate may be adjusted during the term of the note
3. Prepayment Provisions: Include when early repayment is permitted with specific terms
4. Cross Default: Include when default under other specified agreements should trigger default under this note
5. Insurance Requirements: Include when specific insurance must be maintained for the secured assets
6. Further Assurance: Include when additional documentation or actions may be required for perfecting security
7. Assignment and Transfer: Include when the note may be transferred or assigned to other parties
1. Schedule 1 - Security Assets: Detailed description and/or list of assets provided as security
2. Schedule 2 - Payment Schedule: Detailed payment terms including dates, amounts, and calculation methodologies
3. Schedule 3 - Security Documents: List of additional security documents executed in connection with the note
4. Schedule 4 - Existing Encumbrances: List of any pre-existing charges or encumbrances on the security assets
5. Schedule 5 - Form of Notice: Standard form for notices required under the note
6. Appendix A - Conditions Precedent: List of documents and conditions required before the note becomes effective
7. Appendix B - Registration Requirements: Details of security registration requirements and procedures
Business Day
Charge
Charged Assets
Conditions Precedent
Default Interest
Default Notice
Demand
Enforcement Event
Encumbrance
Event of Default
Facility
Financial Indebtedness
Government Authority
Interest Rate
Lender
Maker
Material Adverse Effect
Outstanding Amount
Payment Date
Permitted Security
Principal Amount
Recovery Expenses
Secured Assets
Secured Obligations
Security
Security Documents
Security Interest
Security Period
Security Provider
Stamp Duty
Tax
Transaction Documents
Security Creation
Security Perfection
Payment Terms
Interest
Default Interest
Repayment
Security Maintenance
Representations and Warranties
Rights and Obligations
Covenants
Conditions Precedent
Events of Default
Enforcement Rights
Security Enforcement
Cross Default
Further Assurance
Expenses and Indemnity
Notices
Assignment and Transfer
Stamp Duty
Registration
Governing Law
Jurisdiction
Counterparts
Amendment
Severability
Set-Off Rights
Force Majeure
Confidentiality
Banking & Financial Services
Real Estate
Manufacturing
Trading & Commerce
Infrastructure
Small and Medium Enterprises
Corporate Finance
Asset Finance
Private Equity
Venture Capital
Legal
Finance
Treasury
Risk Management
Compliance
Credit
Corporate Finance
Documentation
Collateral Management
Security Administration
Chief Financial Officer
Finance Manager
Legal Counsel
Compliance Officer
Risk Manager
Credit Manager
Collateral Manager
Treasury Manager
Corporate Finance Manager
Investment Officer
Loan Officer
Security Trustee
Documentation Specialist
Company Secretary
Financial Controller
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