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1. Parties: Identification of lender and borrower with full legal names and addresses
2. Background: Context of the loan arrangement and purpose
3. Definitions: Defined terms used throughout the document
4. Loan Amount and Purpose: Specification of the principal amount and intended use
5. Interest: Interest rate, calculation method, and payment terms
6. Repayment Terms: Schedule of payments, prepayment provisions, and payment mechanics
7. Security: Description of collateral and security interest being granted
8. Representations and Warranties: Standard declarations by the borrower about their legal and financial status
9. Covenants: Ongoing obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences
11. Enforcement Rights: Lender's rights and remedies upon default
12. Notices: Communication requirements and contact details
13. Governing Law: Specification of Canadian law and jurisdiction
14. Execution: Signature blocks and execution requirements
1. Guarantor Provisions: Required when there is a third-party guarantor for the loan
2. Insurance Requirements: Detailed when specific insurance must be maintained on secured assets
3. Assignment and Transfer: Include when the note may be transferred or syndicated
4. Tax Provisions: Required when specific tax considerations need to be addressed
5. Priority Arrangements: Needed when there are multiple secured creditors
6. Currency Provisions: Include when loan or payments involve multiple currencies
7. Registration Rights: Required when security interests need specific registration provisions
8. Subordination Terms: Include when there are subordinated debt arrangements
1. Schedule A - Payment Schedule: Detailed amortization schedule and payment dates
2. Schedule B - Security Description: Detailed description of all assets serving as collateral
3. Schedule C - Permitted Encumbrances: List of existing liens or encumbrances allowed on the security
4. Schedule D - Form of Compliance Certificate: Template for periodic borrower compliance certification
5. Schedule E - Security Registration Details: PPSA and other registration requirements and details
6. Appendix 1 - Interest Calculation Methods: Detailed explanation of interest calculations and methods
7. Appendix 2 - Form of Transfer/Assignment: Standard form for transferring interests in the note
Applicable Law
Borrower
Business Day
Collateral
Commitment
Default
Default Interest
Default Rate
Encumbrance
Event of Default
Financial Indebtedness
Government Authority
Interest Payment Date
Interest Period
Interest Rate
Lender
Loan
Maturity Date
Note
Obligor
Payment Date
Permitted Encumbrance
Person
PPSA
Principal
Receiver
Relevant Jurisdiction
Repayment Date
Secured Assets
Secured Obligations
Security
Security Documents
Security Interest
Security Period
Security Registration
Taxes
Transaction Documents
Interest Rate
Repayment Terms
Security Interest
Registration
Representations and Warranties
Covenants
Events of Default
Remedies
Assignment
Notices
Governing Law
Jurisdiction
Amendment
Severability
Further Assurance
Indemnification
Set-Off
Costs and Expenses
Confidentiality
Force Majeure
Entire Agreement
Counterparts
Waiver
Priority
Insurance
Enforcement
Transfer
Taxes
Payment Mechanics
Banking and Financial Services
Commercial Real Estate
Manufacturing
Retail
Technology
Agriculture
Energy
Healthcare
Transportation and Logistics
Construction
Mining and Resources
Professional Services
Legal
Finance
Treasury
Risk Management
Compliance
Credit Administration
Corporate Secretariat
Business Development
Loan Operations
Security Administration
Chief Financial Officer
Finance Director
Treasury Manager
Corporate Lawyer
Legal Counsel
Credit Manager
Risk Manager
Commercial Lending Officer
Account Manager
Security Registration Specialist
Compliance Officer
Financial Controller
Corporate Secretary
Business Development Manager
Loan Administrator
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