1. Prepayment Rights: Include when the Maker has the right to prepay the note without penalty

2. Guaranty: Include when there is a personal or corporate guarantor of the obligation

3. Assignment: Include when there are specific restrictions or permissions regarding assignment of the note

4. Costs and Expenses: Include when the Maker is responsible for collection costs, legal fees, or other expenses

5. Notice Provisions: Include when specific notice requirements need to be detailed

6. Subordination: Include when the note needs to be subordinated to other debt

7. Tax Provisions: Include when there are specific tax considerations or gross-up provisions

1. Schedule A - Collateral Description: Detailed description of the assets securing the note

2. Schedule B - Payment Schedule: Optional amortization or payment schedule if payments are to be made on specific dates

3. Schedule C - Permitted Liens: List of existing liens or encumbrances on the collateral that are permitted

4. Appendix 1 - Guaranty Agreement: If applicable, the form of guaranty to be executed by guarantors

5. Appendix 2 - Security Agreement: If security arrangements are complex, detailed security agreement terms