1. Late Payment Charges: Additional fees or interest rates applicable to late payments

2. Acceleration Clause: Provision allowing lender to demand full payment under specific circumstances

3. Assignment Rights: Terms regarding the right to assign or transfer the note

4. Subordination: Provisions regarding priority of this note relative to other liens

5. Co-Signer Provisions: Terms applicable when there are co-signers on the note

6. Insurance Requirements: Provisions requiring maintenance of property insurance

7. Property Maintenance: Requirements for maintaining the security property's condition

8. Cross-Default Provisions: Terms linking default on this note to other agreements

1. Schedule A - Property Description: Legal description of the real estate property securing the note

2. Schedule B - Payment Schedule: Detailed amortization schedule showing payment dates and amounts

3. Schedule C - Interest Calculation Methods: Detailed explanation of interest calculations and examples

4. Appendix 1 - Property Appraisal: Professional appraisal report of the security property

5. Appendix 2 - Title Documentation: Copies of relevant property title documents