1. Security Provisions: Required when the loan is secured against any assets or property

2. Guarantor Provisions: Needed when a third party is guaranteeing the loan

3. Insurance Requirements: Required when specific insurance coverage is mandatory for the loan

4. Prepayment Terms: Details about early repayment options and any associated penalties

5. Electronic Communication Consent: Required when parties agree to use electronic communications for notices

6. Co-Borrower Provisions: Needed when there are multiple borrowers for the loan

7. Assignment and Transfer: Required when either party needs the right to assign the loan

8. Force Majeure: Optional clause for circumstances preventing loan repayment due to extraordinary events

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates, principal and interest breakup

2. Schedule 2 - Security Details: If applicable, detailed description of security/collateral provided

3. Schedule 3 - KYC Documents: List of identity and address proof documents provided by the borrower

4. Schedule 4 - Fee Schedule: Details of any processing fees, late payment charges, or other applicable fees

5. Appendix A - Loan Application Form: Copy of the original loan application with borrower's declarations

6. Appendix B - Income Documents: Copies of income proof and financial statements provided by borrower